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Savings

Deposits | Loans

Deposit rates are effective , and are subject to change daily without notice. All acounts except Term Share Certificates and Individual Retirement Accounts are variable rate accounts. Dividend rate and Annual Percentage Yield (APY) apply to the entire balance in the account. Please call (949) 588-9400 or (800) EAGLE CU, if you need further information.

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Access Savings and Custom Savings

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$25	$100	0.100	0.100
$25	$1,000	0.150	0.150
$25	$2,500	0.349	0.350
$25	$10,000	0.399	0.400
$25	$25,000	0.449	0.450
$25	$50,000	0.698	0.700
$25	$100,000	0.698	0.700
$25	$150,000	1.045	1.050
$25	$200,000	1.144	1.150

Holiday Club and Primary Savings††

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$25	$100	0.200	0.200

Circus Club Access Savings

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$5	$5	0.100	0.100
$5	$1,000	0.150	0.150
$5	$2,500	0.349	0.350
$5	$10,000	0.399	0.400
$5	$25,000	0.449	0.450
$5	$50,000	0.698	0.700
$5	$100,000	0.698	0.700
$5	$150,000	1.045	1.050
$5	$200,000	1.144	1.150

Circus Club††

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$5	$5	0.100	0.100

Green Team Access Savings

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$25	$25	0.100	0.100
$25	$1,000	0.150	0.150
$25	$2,500	0.349	0.350
$25	$10,000	0.399	0.400
$25	$25,000	0.449	0.450
$25	$50,000	0.698	0.700
$25	$100,000	0.698	0.700
$25	$150,000	1.045	1.050
$25	$200,000	1.144	1.150

Green Team††

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$25	$25	0.100	0.100

IRA Savings Accounts

Account Type	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
IRA Savings	$100	$100	0.499	0.500
IRA SEP Savings	$100	$100	0.499	0.500
Coverdell Education Savings	$100	$100	0.499	0.500
ROTH IRA Savings	$100	$100	0.499	0.500

Premium Advantage Money Market Account

Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
$2,500	$2,500	0.847	0.850
$2,500	$10,000	1.391	1.400
$2,500	$25,000	1.490	1.500
$2,500	$50,000	1.834	1.850
$2,500	$100,000	1.982	2.000
$2,500	$150,000	2.227	2.250
$2,500	$200,000	2.227	2.250
$2,500	$250,000	2.472	2.500

Checking Accounts

Account Type	Min. to Open	Min. to Avoid Fees	Min. to Earn APY*	Dividend Rate	APY*
Access PLUS Checking	$100	$2,500	$2,500	0.100	0.100
Access PLUS Checking	$100	$2,500	$10,000	0.250	0.250
Access PLUS Checking	$100	$2,500	$50,000	0.399	0.400
Access PLUS Checking	$100	$2,500	$100,000	0.399	0.400
Access PLUS Checking	$100	$2,500	$150,000	0.499	0.500
Access PLUS Checking	$100	$2,500	$200,000	0.598	0.600
Access PLUS Checking	$100	$2,500	$300,000	0.797	0.800

Account Type	Min. to Open	Min. to Avoid Fees	Min. to Earn APY*	Dividend Rate	APY*
Interest Checking††	-	$500	$2,500	0.100	0.100
Interest Checking††	-	$500	$10,000	0.250	0.250
Interest Checking††	-	$500	$50,000	0.399	0.400
Interest Checking††	-	$500	$100,000	0.399	0.400
Interest Checking††	-	$500	$150,000	0.499	0.500
Interest Checking††	-	$500	$200,000	0.598	0.600
Interest Checking††	-	$500	$300,000	0.797	0.800

Term Share Certificates

$2,000	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
3 months	$2,000	$2,000	2.031	2.050
6 months	$2,000	$2,000	2.031	2.050
12 months	$2,000	$2,000	2.227	2.250
24 months	$2,000	$2,000	2.227	2.250
36 months	$2,000	$2,000	2.227	2.250
48 months	$2,000	$2,000	2.521	2.550
60 months	$2,000	$2,000	2.813	2.850

STRETCH	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
10 month**	$5,000	$5,000	2.154	2.175

$50,000	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
3 months	$50,000	$50,000	2.129	2.150
6 months	$50,000	$50,000	2.129	2.150
12 months	$50,000	$50,000	2.325	2.350
24 months	$50,000	$50,000	2.325	2.350
36 months	$50,000	$50,000	2.325	2.350
48 months	$50,000	$50,000	2.618	2.650
60 months	$50,000	$50,000	2.911	2.950

$100,000	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
3 months	$100,000	$100,000	2.227	2.250
6 months	$100,000	$100,000	2.227	2.250
12 months	$100,000	$100,000	2.423	2.450
24 months	$100,000	$100,000	2.423	2.450
36 months	$100,000	$100,000	2.423	2.450
48 months	$100,000	$100,000	2.716	2.750
60 months	$100,000	$100,000	3.008	3.050

Early Saver†	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
3 months	$500	$500	2.031	2.050
6 months	$500	$500	2.031	2.050
12 months	$500	$500	2.227	2.250
24 months	$500	$500	2.227	2.250
36 months	$500	$500	2.227	2.250
48 months	$500	$500	2.521	2.550
60 months	$500	$500	2.813	2.850

Individual Retirement Accounts

Term	Min. to Open	Min. to Earn APY*	Dividend Rate	APY*
12 mo. Traditional/Roth/Coverdell Education	$2,000	$2,000	2.227	2.250
18 mo. Traditional/Roth/Coverdell Education	$2,000	$2,000	2.227	2.250
24 mo. Traditional/Roth/Coverdell Education	$2,000	$2,000	2.227	2.250
36 mo. Traditional/Roth/Coverdell Education	$2,000	$2,000	2.227	2.250
48 mo. Traditional/Roth/SEP/Coverdell Education	$2,000	$2,000	2.521	2.550
60 mo. Traditional/Roth/SEP/Coverdell Education	$2,000	$2,000	2.813	2.850
Traditional/Roth/SEP/Coverdell Education Shares (Variable)	$100	$100	0.500	0.500

*APY = Annual Percentage Yield. Dividend penalty applies for early withdrawal on Term Share Certificates; fees may reduce earnings. 10% penalty for early withdrawal for any portion or all of an IRA before age 59 1/2, unless exception applies. Deposits are insured up to $100,000 (IRAs insured up to $250,000) by the National Credit Union Administration, a government agency. An additional $250,000 in coverage is provided by American Share Insurance, a private insurance company. To read Terms and Conditions for Eagle CU Member Accounts, click here

**STRETCH Term Share Certificate: the option to extend by an additional 5 months may be exercised any time during the 5th month to receive the then-current STRETCH Certificate rate. If the then-current STRETCH Certificate rate is lower than the original rate, no extension will be permitted. Penalties apply for early withdrawal. Fees may reduce earnings.

†Circus Club (ages 0-12) and Green Team (ages 13-17) members may open an Early Savers Certificate with a minimum deposit of $500 and earn the $2,000 Share Certificate rate and APY, based on term. Terms available: 3 - 60 months. At maturity, funds in an Early Saver Certificate automatically transfer to the member’s savings account, if a member is 18 or older. Penalties apply for early withdrawal.

††(NO LONGER OFFERED) As of January 16, 2007, Eagle CU will no longer offer Primary Savings, Other Savings, Circus Club, Green Team, Reality and Interest Checking; accounts have been replaced with: Access Savings, Custom Access, Circus Club Access, Green Team Access and Basic, Access and Access PLUS Checking. Existing accounts will continue to be serviced.