LOAN RATES
Loan rates are effective , and are subject to change without notice. Please call (949) 588-9400 or (800) EAGLE CU, if you need further information.
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Consumer Loans
| Loan Type | Financing* | APR** Range | Term | Monthly Payment ($15,000 loan) |
| New Vehicle | 110% | 5.99% - 15.74% | 36 months | $456.26 - $525.35 |
| New Vehicle | 110% | 5.99% - 15.74% | 48 months | $352.21 - $423.04 |
| New Vehicle | 110% | 5.99% - 15.74% | 60 months | $289.92 - $362.67 |
| New Vehicle | 110% | 5.99% - 15.74% | 72 months | $248.52 - $323.22 |
| New Vehicle | 110% | 6.24% - 15.74% | 84 months | $220.86 - $297.84 |
| Used Vehicle | 100% | 6.49% - 16.24% | 36 months | $459.67 - $529.05 |
| Used Vehicle | 100% | 6.49% - 16.24% | 48 months | $355.66 - $426.88 |
| Used Vehicle | 100% | 6.49% - 16.24% | 60 months | $293.42 - $366.65 |
| Used Vehicle | 100% | 6.49% - 16.24% | 72 months | $252.08 - $327.34 |
| Used Vehicle | 100% | 6.74% - 16.24% | 84 months | $224.49 - $302.12 |
| First Time Car Buyer | 80% | 15.74%- 16.24% | 36 months | $525.35 - $529.05 |
| First Time Car Buyer | 80% | 15.74%- 16.24% | 48 months | $423.04 - $426.88 |
| First Time Car Buyer | 80% | 15.74%- 16.24% | 60 months | $362.67 - $366.65 |
| Loan Type | Financing* | APR** Range | Term | Monthly Payment ($15,000 loan) |
| Certificate-Secured Loan | 90% | 2% over dividend rate |
Term of deposit | Variable |
| Express Delivery Line of Credit |
- | 9.74% - 17.75% | - | - |
| Share-Secured Loan | - | 5.25% | - | - |
| Solutions Loan | - | 9.74% - 17.75% | 36 months | $482.13 - $540.30 |
Home Equity Loans
| Loan Type | LTV | APR† Range | Max Rate | Term | Monthly Payment ($50,000 loan) |
| Fixed Rate Loan | Up to 90% | 7.00% - 8.50% | N/A | 15 years | $449.48 - 492.45 |
| Line of Credit†† | Up to 90% | 5.00% - 6.50% | 18.00% | 25 years | N/A |
Mortgage Loans
For mortgage loan rates, please call Eagle Home Services at (888) 875-6555.
*Financing includes taxes, license and fees. Financing is the maximum amount given. In some cases, you may not qualify for maximum financing.
**APR = Annual Percentage Rate.
APR received is determined by your credit qualifications. Maximum loan of
$100,000 on vehicles, RVs and boats. Maximum loan of $25,000 on all other
loans listed. First Time Buyer Program requires 10% down payment. There
are no application fees on vehicle and consumer loans. Rates quoted
include all available discounts.
†APR = Annual Percentage Rate. Home Equity Line of Credit (HELOC) rate is based on the Prime Rate as published
in the Wall Street Journal on the last day of each month, effective the
following day, and is subject to change without notice. At time of publication,
the Prime Rate is 5.00%. Maximum APR is 18%. HELOC and Home Equity Loan
rates are quoted as of 07/01/08. Your rate is determined by your credit
score, and in some cases, you may not qualify for our best rate. Rates quoted
include all available discounts. Rate is not
offered on existing Eagle CU HELOC or Home Equity Loans and may not be used
to pay off existing Eagle CU Home Equity Loan balances. A $75 annual fee
applies to HELOC; an early closure fee of up to $450 is charged if HELOC
is closed within three years. Estimated fees of $510 apply to a fixed-rate
Home Equity Loan. A lien will be placed on the subject property. Property
insurance may be required. Rates, terms and conditions are subject to change.
Consult your tax advisor on deductibility of interest and fees.
††Important Terms of Our Home
Equity Credit Line.
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