Discover the Perfect Checking Account for You
Eagle Community Credit Union offers exceptional checking products designed to help our members maximize their money.
| Accounts |
|
|
|
| Minimum One-Time Opening Deposit | $25.00 | $25.00 | $25.00 |
| Monthly Maintenance Fee | No |
$5.95 $4.95 for members age 65+ |
No No minimum balance or service requirements |
| Earns Dividends | Yes | Yes | No |
| Rewards1 | Yes# | No | No |
| ATM Rebates1 | Up to $25 for out-of-network ATM fees | No | No |
| Cellular Telephone Protection2 | No | Yes | No |
| Roadside Assistance Service2 | No | Yes | No |
|
IDProtect® Identity Theft Protection Service2 |
No | Yes | No |
| Mastercard® Tap to Pay Debit Card | Yes | Yes | Yes |
| Free Online and Mobile Banking* | Yes | Yes | Yes |
| Free CO-OP ATM & Shared Branch Usage** | Yes | Yes | Yes |
| Free Point-of-Sale (POS) Transactions | Yes | Yes | Yes |
| Free Check Writing | Yes | Yes | Yes |
| Zero Liability Policy*** | Yes | Yes | Yes |
| Federally Insured up to $250,000 by NCUA | Yes | Yes | Yes |
| Buy Now, Pay Later | Yes | Yes | Yes |
REWARDS+ Accounts
Effective Date: Tuesday, June 9th, 2026
| Dividend Rate | APY* | Min. to Open | Min. to Earn APY* |
|---|---|---|---|
| 0.250% | 0.250% | $25 | $0.01 and up (if qualified) |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | |||
Ultimate Checking
Effective Date: Tuesday, June 9th, 2026
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $25 | $0 | 0.030% | 0.030% |
| $25 | $10,000 | 0.030% | 0.030% |
| $25 | $100,000 | 0.030% | 0.030% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | |||
Classic Checking
Effective Date: Tuesday, June 9th, 2026
| Min. to Open | Dividend Rate | APY* | Maintenance Fee (monthly) |
|---|---|---|---|
| $25 | 0.000% | 0.000% | $0 |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | |||
Choice Checking
Eagle Community Credit Union's Choice Checking is designed to provide a fresh start with a safe, affordable, and accessible banking option. This checking account is perfect for anyone looking to begin or renew their banking relationship with confidence. Key benefits of Choice Checking include:
- Free Eagle Community Credit Union Debit Card (no paper checks)
- No overdraft or continuous overdraft fees
- A low $25 initial deposit to open
- Direct deposit for payroll, benefits, or Social Security
- Free Online Banking with eStatements
- A low $5 monthly maintenance fee
Additional features include email and text alerts, and pay-per-use services for transactions like ATM withdrawals, money orders, and wire transfers, as well as no minimum balance requirement. This account ensures a simple and manageable banking experience for everyone. To open a Choice Checking account or learn more about it, click here.
Choice Checking
Effective Date: Tuesday, June 9th, 2026
| Min. to Open | Dividend Rate | APY* | Maintenance Fee (monthly) |
|---|---|---|---|
| $25 | 0.000% | 0.000% | $5 |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | |||
