Soaring Q1 2021

CAR - SHOPPING STRESS - FREE WAYS TO MAKE Shopping for a new car is exciting. Whether you’re upgrading from your current vehicle or just looking for a comparable replacement, it’s fun to imagine yourself behind the wheel of a new ride. However, if you’re not exactly sure where to start looking ( or what you’re looking for ), you may feel overwhelmed with options. We have you covered, here are some smart tips to make car-shopping stress-free: 1. SHOP ONLINE Shopping online helps you be more efficient. You can browse inventory from auto dealers in your area ( or expand your search to other regions ) from the comfort of your own home. By streamlining your research during the discovery phase of finding a car, you’ll save valuable time. 2. USE SIMPLE TOOLS FIND YOUR IDEAL CAR Want to search for your car based on personal preferences? An online resource like AutoSMART can help you align your ideal options with available inventory. Choose your make, model, color, and more, and match it with a car at auto dealer near you. It’s a stress-free alternative so you don't have to visit multiple auto dealerships in person. 3. COMPARISON SHOP TO GET THE BEST DEAL By comparison shopping online, you can easily review each auto dealer’s pricing, specs, and features—all without ever leaving your home. This will help you narrow your options and determine which car, truck, or SUV meets your needs and your budget. WANT TO SIMPLIFY YOUR CAR-SHOPPING EXPERIENCE? Check out AutoSMART, our free online marketplace for Eagle Members. Visit EagleCU.org/Vehicle-Loans or scan the QR code. (Discalimers Auto:) *APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All quoted rates include the 0.25% discount for automatic transfer from an Eagle CU checking account and 0.25% loan loyalty discount for having a prior loan with Eagle and an additional 0.25% discount for 80% loan-to-value (LTV). Rate will increase by 1.00% for vehicles over 5 years old and 2.00% for vehicles with over 100,000 miles. †Available to qualified borrowers only. Interest will accrue from date of loan funding. ‡Financing percentages reflect maximum amounts and in some cases, you may not qualify for maximum financing. Auto financing up to 130% includes taxes, license and insurance for qualified buyers up to 130% of MSRP for new cars and 130% of the NADA or Kelley Blue Book value for used cars. All other vehicle financing up to 100% only. Maximum loan is $125,000 on vehicles, RVs and boats. Full disclosure provided at funding. (Disclaimer HELOC:) *Home Equity Line of Credit (HELOC) rate (APR) =Annual Percentage Rate. The introductory discounted 2.75% APR is fixed for the first 12 months (365 days) starting from loan open date, after which it will convert to the current Prime Rate as published in the Wall Street Journal each quarter, effective the following month, plus a margin, with floor of 3.5% and maximum APR of 18%. Special intro rate includes a .25% discount for automatic payment from an Eagle checking account and a .25% loyalty discount for previous Eagle loan/CC in good standing. Your rate and loan amount are determined by your credit score and appraised property value. Rate applies to primary residences; second homes and investment properties are excluded. Consult your tax advisor regarding deductibility of interest paid. A lien will be required and property insurance will be required on the subject property. A $75 annual fee applies. Rates, terms and conditions are subject to change without notice. †If the loan is paid off and closed within the first 3 years, approximately $625 in early closure fees will be assessed, and applies to refinances of existing Eagle HELOCs. **Principal and interest payments required on outstanding balance during 15-year draw period, as well as final 15-year repayment period; $50.00 minimum payment. Full disclosure provided at funding. * Cash available only via ATM at this location. † Inside post office. ‡ Inside the Federal Building ( South entrance ). CONTACT EAGLE MAILING ADDRESS P. O. Box 5196 Lake Forest, CA 92609-8696 Supervisory Committee P.O. Box 26577 Santa Ana, CA 92799 CONVENIENCES CO-OP ATM & Branch Locations (888) SITE-COOP (748-3266) CU Direct Lending Locations (888) CU DIRECT (283-4732) EagleCU .cudlautosmart.com Costco Auto Program (800) 805-1195 EagleCU .costcoauto.com Enterprise Car Sales (888) 227-7253 EagleCU.org/Enterprise BRANCH LOCATIONS & OPERATING HOURS ANAHEIM 2310-A EAST LINCOLN AVE. INDUSTRY † 15421 GALE AVE. GARDEN GROVE 12934 HARBOR BLVD. LAGUNA NIGUEL * ‡ 24000 AVILA RD. LAKE FOREST 24336 ROCKFIELD BLVD. SANTA ANA † 3101 WEST SUNFLOWER AVE. Download our Mobile Banking App Scan QRcode MEMBERS SAVE UP TO $ 15 Visit EagleCU.org/taxresources to Save Today! START TODAY