Soaring Newsletter Q1 2022

Members of Eagle Community Credit Union benefit from a variety of financial perks, such as lower loan rates, higher savings yields, and many services provided at no cost. As a not-for-profit financial institution , our goal is to help you make the right decisions to ensure your long-term financial success. We’re Here to Help Please stop by any of our convenient branch locations or call (800) EAGLE-CU , and a representative will gladly help you along the way. If you have questions about switching your accounts or loans over to your credit union account, we’re ready to help. T ry our new online appointment tool to book your next branch visit or call with a credit union representative. In today's world, it’s not uncommon for people to have their money spread out among several different financial institutions. For example, many folks often have their checking or savings at one institution and loans at another. It’s even more common to carry multiple credit cards from various institutions in your wallet. While this is a common practice, especially in today’s digital world, there are many reasons why it’s so beneficial to have your accounts and loans at the same financial institution. Book Your • Organization. Whether you’re applying for a loan, doing your taxes, or researching an error on your credit report, when all your statements are in one place, the process becomes so much easier. • Relationship Building. The more services you utilize at Eagle, the more knowledgeable you become about all the tools and services available to you. Likewise, the Credit Union has a better picture of where you stand financially, which can aid you when you apply for loans in the future. ONLINE APPOINTMENT BENEFITS OF USING EAGLE MAKING EAGLE YOUR The simplicity of having all your financial accounts at Eagle is reason enough for many. However, there are other perks that can often be overlooked, including: • Money Management. When all your accounts and loans are in one place, it’s easier to keep track of everything. From your savings and spending to the monthly bills coming out of your account, the ability to monitor everything from a single location saves time and provides peace of mind. • Transferring Funds. While our digital world makes transferring money simple, it’s even quicker and easier when it’s between accounts at the Credit Union. You can make loan payments, transfer money from your savings to checking, and more with just a few quick clicks. (Disclaimer Holiday Loan:) *Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers and includes 0.50%discount for automatic payment froman Eagle checking. Your ratemay vary. †Qualification based on credit history, debt, and ability to repay. Loan amounts up to $2,000 only. Maximum termof 12months.$175monthlypaymentquoted isbasedon$2,000 loan,rateof8.90%for12months.HolidayLoan isaseasonal loan.Oneseasonal loanperMember at one time. No refinancing of existing Eagle loans. Offer valid October 15, 2021 through January 31, 2022 and subject to change without notice. (Disclaimer Auto:) 1 APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All quoted rates include the 0.25% discount for automatic transfer from an Eagle CU checking account and 0.25% loan loyalty discount for having a prior loan with Eagle and an additional 0.25% discount for 80% loan-to-value (LTV). Rate will increase by 1.00% for vehicles over 5 years old and 2.00% for vehicles with over 100,000 miles. ††Available to qualified borrowers only. Interest will accrue from date of loan funding. ‡Financing percentages reflect maximum amounts and in some cases, you may not qualify for maximum financing. Auto financing up to 130% includes taxes, license, and insurance for qualified buyers up to 130% of MSRP for new cars and 130% of the NADA or Kelley Blue Book value for used cars. All other vehicle financing up to 100% only. Maximum loan is $125,000 on vehicles, RVs and boats. Full disclosure provided at funding. (Disclaimer Membership Referral:) 2 Referral bonus paid to existing Eagle Member when valid referral code is presented at time of account opening in branch or online. Referral must be a first-time Member with Eagle, and when they open their Membership with a checking account using a referral code, the referring Eagle Member receives $25 the next business day. Referred newMembers that open an Ultimate Checking or Kasasa® with IDProtect Checking account, and it is still open after 6-months from initial Member open date, the referring Member receives another $50 bonus into their checking account. Bonus reported as dividends to the account. New Member eligible for promotion after they join. Ultimate Checking with IDProtect or Kasasa with IDProtect has a $5.95 monthly service fee. No limit of number of referrals. Members responsible for all taxes. Eagle employees, volunteers, and their familyMember ineligible. Not validwith any other offers. †NO PURCHASE NECESSARY. Open to Members of Eagle Community Credit Union through April 1, 2021 through December 31, 2021. Referral must meet Eagle eligibility requirements, see www.EagleCU.org for eligibility. One monthly $250 MasterCard® gift card prize will be awarded to a referring or referred Member in the month the referred account is opened. The odds of winning a prize depend on the total number of eligible entries received for that period. One monthly winner announced each month by the first Wednesday of each month from January 2022 – January 2023. Members responsible for all applicable taxes. Mail-in entries shouldbe delivered to EagleCommunity Credit Union POBox 5196, Lake Forest, CA92609, ATTNMarketing. Mail-in entries for the last drawingmust be postmarkedbyDecember 30, 2022, andbe receivedby January 3, 2023. Member referral promotion subject to changewithout notice. Inside post office. Inside post office. MAILING ADDRESS P.O. BOX 5196 LAKE FOREST, CA 92609-8696 SUPERVISORY COMMITTEE P.O. BOX 26577 SANTA ANA, CA 92799 CONVENIENCES CO-OP ATM & BRANCH LOCATIONS (888) SITE-COOP (748-3266) CU DIRECT LENDING LOCATIONS (888) CU DIRECT (283-4732) EAGLECU.CUDLAUTOSMART.COM COSTCO AUTO PROGRAM 800-805-1195 EAGLECU.COSTCOAUTO.COM ENTERPRISE CAR SALES (888) 227-7253 EAGLECU.ORG/ENTERPRISE ANAHEIM 2310-A E LINCOLN AVE CITY OF INDUSTRY 15421 GALE AVE GARDEN GROVE 12934 HARBOR BLVD LAKE FOREST 24336 ROCKFIELD BLVD SANTA ANA 3101 WEST SUNFLOWER AVE | | | | M ore complimentary and confidential financial resources and education is available through our partner Banzai: E agle hosts many in-person workshops each month on various topics including Credit, Budgeting, Identity Protection, Car Buying or Buying a Home. MEMBERS SAVE UP TO $ 15 Visit EagleCU.org/taxResources to Save Today! WORKSHOPS & WEBINARS ONLINE APPOINTMENTS LEARNING WITH BANZAI