Q3 SOARING 2019

(844) 445-9085 OR CALL NOW to get your FREE QUOTE Visit www.eaglecu.org/insure ALWAYS BE PREPARED Protect what matters most to you through an institution you trust. Insurance for auto, home, life, business and more. Ask a representative about these loan products, or visit www.eaglecu.org/loanprotection for details. KEEP YOUR LOAN PROTECTED. LOAN PROTECTION OPTIONS. Grow your Savings! iLOCATE - Protect your auto investment with iLocate GPS. Conveniently installed, discreetly use the app to monitor teen drivers, set speed alerts and GPS location monitoring. Set regular maintenance reminders and aid police in stolen vehicle recovery, with your smart phone. GUARANTEED ASSET PROTECTION (GAP) Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer’s settlement and the loan balance if needed. MBI shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty expires and includes comprehensive roadside assistance. PAYMENT PROTECTION - Protect you and your family from unforeseen circumstances, including loss of a life, unexpected disability, job loss and more. of Fun! Kick-off summer with great savings on your next new or pre-owned car purchase or refinance your existing lease or loan with an Eagle Auto Loan. • New and used rates as low as 2.99% APR * up to 5 years • No payments for 90 days t • Finance up to 130% including tax, license and insurance ** • No application fees or pre-payment penalties To apply visit: www.eaglecu.org/vehicle-loans *Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Rates Subject to change without notice. APY = Annual Percentage Yield. *APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All quoted rates include the 0.25%discount for automatic transfer from an Eagle CU checking account and 0.25% loan loyalty discount for having a prior loanwith Eagle and an additional 0.25% discount for 80% loan-to-value (LTV). Rate will increase by 1.00% for vehicles over 5 years old and 2.00% for vehicles with over 100,000 miles. t Available to qualified borrowers only.Interestwillacruefromdateof loanfunding.**Financingpercentagesreflectmaximum amounts and in some cases, youmay not qualify for maximumfinancing. Auto financing up to 130% includes taxes, license and insurance for qualified buyers up to 130% of MSRP for new cars and 130% of the NADA or Kelley Blue Book value for used cars. All other vehicle financing up to 100%only. Maximum loan is $125,000 on vehicles, RVs and boats. There are no application fees on vehicle and consumer loans. Summer 2.25% APY* 24-Month term 2.30% APY* 36-Month term 2.35% APY* 48-Month term 2.40% APY* 60-Month term MECHANICAL BREAKDOWN INSURANCE (MBI) Save the date for the following free financial webinars: • Planning for Money Milestones - July 9 th & 25 th • On the Road to Riches: The Basics of Saving and Investing - August 6 th & 15 th • FAFSA: The Key to Unlocking Financial Aid - September 10 th & 19 th Interested in a home purchase or refinance? Join our Homebuying Workshop! • Placentia Branch - Wednesday, August 21 st at 6:00 p.m. Register at www.eaglecu.org/rsvp Save the date for the following free in-person workshops at: Goodwill Career Center, Santa Ana • Planning for Money Milestones & Are You Financially Healthy - July 31 st • Personal Finance for College Students & Understanding Credit - August 28 th • Planning for Money Milestones & Drive Away Happy - September 25 th To register and view all upcoming dates visit: www.eaglecu.org/webinars Financial Education and More 3 www.eaglecu.org www.eaglecu.org 2 ENTER “STAY ON TRACK,” FOR A CHANCE TO WIN $500! KEEP YOUR FINANCIAL FOCUS THIS SUMMER Visit www.eaglecu.org/balancecontest for more information. July 1 – September 30, 2019 © BALANCE 2019 | The BalanceTrack “Stay on Track” Summer Contest Notes from the CEO Scott Rains Scott Rains President/CEO You may have noticed an extra dividend being credited to your account on May 24 th , 2019. There was an error in the dividend calculations that affected some member accounts. The dividend correction is to account for the underpayment that occurred since the prior increase in dividends on January 1 st , 2019. The correction did not affect all account types and all affected accounts have been corrected. The credit union has instituted steps to ensure that this does not occur again after future dividend increases. For the 11 th year, we proudly supported the National Association of Letter Carriers (NALC) Stamp Out Hunger Food Drive. Our sponsorship of the donation bags once again proved their purpose as the Santa Ana postal district brought in even more food again this year. Thank you to everyone that made this event a success! Planning is underway for the 2019 CHOC Walk that is on Sunday, August 11 th , once again at Disneyland. Eagle employees will walk as a team and set a goal to raise $10,000 for Children’s Hospital of Orange County. We invite you to walk with us, donate to our team, or just follow our fundraising efforts. Eagle’s contributions in our communities couldn’t be accomplished without your support. Thank you for your ongoing support and membership. I hope your summer is off to a great start! I recently traveled to Northern California and Oregon myself. Like most of us, I used social media to document my journey and share it with friends and family. At Eagle, we’ve built a presence on Facebook, Twitter, Instagram and LinkedIn to keep our members informed. We share our events, financial education, promotions and more. Our goal is to keep you updated, make banking fun and show you how to save and get ahead financially. Give us a follow and be the first to know the latest Eagle news and don’t forget to check out our blog, #TheNest on eaglecu.org. Want to share something with us? Use #EagleCommCU with your social media posts. Summertime usually brings added expenses with vacation plans, back-to-school shopping and household projects. Let us help you manage your plans with an Eagle Community CU fixed rate credit card with rates as low as 9.5%. Eagle credit card holders enjoy no annual fees, no over-limit fees and no balance transfer fees. If you don’t have our fixed rate credit card, ask about it the next time you call or visit a branch.