SOARING Newsletter Q3 2020

* Cash available only via ATM at this location. † Inside post office. ‡ Inside the Federal Building ( South entrance ). CONTACT EAGLE MAILING ADDRESS P. O. Box 5196 Lake Forest, CA 92609-8696 Supervisory Committee P.O. Box 26577 Santa Ana, CA 92799 CONVENIENCES CO-OP ATM & Branch Locations (888) SITE-COOP (748-3266) CU Direct Lending Locations (888) CU DIRECT (283-4732) EagleCU .cudlautosmart.com Costco Auto Program (800) 805-1195 EagleCU .costcoauto.com Enterprise Car Sales (888) 227-7253 EagleCU.org/Enterprise BRANCH LOCATIONS & OPERATING HOURS LAKE FOREST 24336 ROCKFIELD BLVD. GARDEN GROVE 12934 HARBOR BLVD. PLACENTIA 781 KIMBERLY AVE. INDUSTRY † 15421 GALE AVE. LAGUNA NIGUEL * ‡ 24000 AVILA RD. SANTA ANA † 3101 WEST SUNFLOWER AVE. Download our Mobile Banking App Scan QRcode Beware of emails and phone calls asking for your personal information . If someone contacts you requesting personal information and claims to be an Eagle employee (even if it looks like an Eagle phone number or email) hang up the call, or do not reply to a text/email, and contact Eagle Community Credit Union right away at 800.324.5328. We will NOT contact you to for the following: • Account Numbers • Social Security Numbers • Online Banking Login and/or Password • Online Banking Device Registration Codes • Debit or Credit Card Numbers • Debit or Credit Card PIN Numbers Keeping up with the latest security information in today’s digital world can leave one feeling helpless. Remember that you are the most important firewall when it comes to safeguarding your personal information. Here are a few helpful tips to keep your information safe & secure. CONSUMER PROTECTION ! Ask yourself "Why do they need this?" Eagle staff will NEVER call, text message, or email you or your family to confirm personal or confidential information. Make sure to regularly check our Financial Protection and Security Page at EagleCU.org, where we explain how different scams work and what you can do to protect yourself. Keep Sensitive Information Secure Mobile Check Deposit: 1 All Eagle mobile deposit checks must be endorsed with “Mobile Deposit to Eagle CCU”, checks deposited without this endorsement are subject to being returned. All mobile check deposits subject to Reg CC holds as outlined in Eagle’s Terms and Conditions disclosure, to view full disclosure visit www.EagleCU.org/funds-availablity. Please retain original check until item posts to account. Emergency Line of Credit: *APR=Annual Percentage Rate. 2 Credit line up to $5,000, line based on credit worthiness; 3-month draw period, with a repayment of 3% of the balance or $25; or the balance, if less than $25.00 due the 27th day each month until the loan balance and all interest owed is paid off. 3 0% introductory APR for the first 6 months; thereafter revert to qualified rate between 10.99% and 18.99%. Your qualified rate will be based on your creditworthiness, discounts may be applied towards the qualified rate which may lower the cost of credit. These discounts may include: 0.25% for automatic payment transfer from an Eagle Checking account; 0.25% Eagle Loyalty Discount for borrowers with prior loan history with Eagle CCU . Auto: *APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All quoted rates include the 0.25% discount for automatic transfer from an Eagle CU checking account and 0.25% loan loyalty discount for having a prior loan with Eagle and an additional 0.25% discount for 80% loan-to-value (LTV). Rate will increase by 1.00% for vehicles over 5 years old and 2.00% for vehicles with over 100,000 miles. †Available to qualified borrowers only. Interest will accrue from date of loan funding. **Financing percentages reflect maximum amounts and in some cases, youmay not qualify for maximum financing. Auto financing up to 130% includes taxes, license and insurance for qualified buyers up to 130% of MSRP for new cars and 130% of the NADA or Kelley Blue Book value for used cars. All other vehicle financing up to 100%only. Maximum loan is $125,000 on vehicles, RVs and boats. There are no application fees on vehicle and consumer loans. Loan Protection: ‡ Eagle loan protection products are offered as an added service to support your loan. Members are under no obligation to purchase these products as a condition of loan approval. Pricing for Payment Protection, GAP, and Mechanical Breakdown Insurance (MBI) varies based on selected options, collateral, and term desired. All loan protection products offered by third-party providers, terms and conditions apply and subject to change without notice. Safe in a Digital World

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