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Equity Loans

High-interest debt can be a drain on your monthly budget - especially if you're juggling multiple payments. Now you can do more than just get by - with smarter borrowing that uses the equity you have in your home to consolidate your debts into one manageable payment. With low interest rates and possible tax advantages, a Home Equity Loan or Line of Credit from Eagle CU can save you hundreds, maybe thousands of dollars in interest charges alone*.

FIXED RATE HOME EQUITY LOAN

  • For large, one-time purchases or events
  • 15-year closed-end term
  • No annual fee**
  • Fixed rates with fixed payment amount
  • $500,000 maximum loan amount
  • Up to 80% LTV

Home Equity Fixed Rate Loan
Effective Date: Tuesday, May 23rd, 2017
TermAPR* RangeLTVMonthly Payment ($50,000 loan)
15 years 7.00% - 8.50% 80% $449.48 - $492.45

HOME EQUITY LINE OF CREDIT

  • For major purchases now and a ready source of cash for the future
  • $250,000 maximum loan amount
  • 30 year term with a 15 year draw period***
  • Up to 80% LTV
  • No closing costs or points

Home Equity Line of Credit (HELOC)
Effective Date: Tuesday, May 23rd, 2017
TermAPR† RangeMaximum RateLTVMonthly Payment ($50,000 loan)
30 years 3.50% - 6.75% 18.00% 80% $358.43-$444.79

Take control of your higher-interest debt and multiple payments by calling an Eagle CU loan specialist at (949) 588-9400 or (800) EAGLE CU (324-5328) or apply online below.

Apply for a home equity loan at Eagle Community Credit Union

APR=Annual Percentage Rate. Your APR is determined by your credit qualifications.

* Consult your tax advisor regarding deductibility of interest paid.** Approximately $625 in processing and third-party fees which are financed into the loan. † A lien will be required on the subject property. A $75 annual fee applies. Property insurance may be required. $625 fee applies if paid and closed within 3 years.

 

†Home Equity Line of Credit (HELOC) rate (APR) is based on the Prime Rate as published in the Wall Street Journal on the third Thursday of each calendar quarter (March, June, September, December), effective the following month, plus a margin, with a floor of 4.5% and a maximum APR of 18%. Rate is subject to change without notice. Your rate is determined by your credit score and in some cases you may not qualify for our best rate. Special rate requires automatic payment from an Eagle CU checking account. Rate is not offered on existing Eagle CU Home Equity Lines of Credit and may not be used to pay off existing Eagle CU home equity loan balances. Rates, terms and conditions are subject to change without notice.†† Important Terms Of Our Home Equity Credit Line ***Principal and interest payments required on outstanding balance during 15 year draw period.

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