Choose free checking that refunds your iTunes®, Amazon.com®, or Google Play™ purchases every month. Plus, get refunds on ATM withdrawal fees, nationwide!* Want even more? You’ll get $20 on those purchases when you open your Kasasa Tunes account!
- Free checking that pays you to shop online
- Earn up to $5 in refunds on iTunes, Amazon.com, or Google Play purchases every month*
- Get $20 in refunds on iTunes, Amazon, or Google Play purchases at sign up*
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free digital banking, including:
- Online and Mobile Banking with bill pay
- Free eStatements
- Free Mastercard® Debit Card
- $25 minimum deposit to open
Earning These Rewards Is So Simple, It Rocks
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes checking account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- Be enrolled in and log into online banking
Even if you don’t meet these qualifications, your account is still free. Even more, you can get right back to earning your cash rewards the very next cycle that you qualify.
*Checking account eligibility is subject to age and ChexSystem verification. View our Service Pricing. Bonus Information: As a bonus to individuals who open and fund a new Kasasa Tunes account, our credit union will refund up to an aggregate total of $20 (which includes any applicable taxes) for any iTunes, Amazon. com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. $25.00 minimum deposit is required to open the account. Limit 1 account(s) per Member and one account opening bonus per account per calendar year. If your Kasasa Cash, Kasasa Cash Back, Kasasa Saver or Kasasa Tunes account is closed within 3 months of account opening, we will deduct the account opening bonus at closing. Account opening bonus will not be paid if accountholder switches into a Kasasa Cash, Kasasa Cash Back, Kasasa Saver or Kasasa Tunes account from another account that offered an account opening incentive to open the initial account. Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. •Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Saver: daily balances up to and including $25,000.00 in your Kasasa Saver account earn an APY of 0.50% and daily balances over $25,000.00 earn a dividend rate of 0.2500000000% on the portion of the daily balance over $25,000.00, resulting in a range from 0.50% to 0.30% APY depending on the account's daily balance. Kasasa Tunes: you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account during the Monthly Qualification Cycle in which you qualified. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and: Kasasa Saver: the entire daily balance in the Kasasa Saver account earns 0.05% APY. Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply: Kasasa Cash: When linked to a Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/01/2018. APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly access of online banking or mobile banking, 12 debit transactions and enrollment to receive eStatements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, a-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1(one) account per individual member. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured To $250,000 Per Account.Trademarks: iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.