High Credit Card Rates Are Draining You — Here’s the Smarter Way
At Eagle Community Credit Union, our mission is to help members thrive financially — not just survive high-interest debt. And in today’s market, that mission matters more than ever.
A recent article in American Banker reports that the average credit card purchase APR has climbed to 24.6%, the highest it’s been in recent memory. That’s a steep cost for everyday purchases — and it’s not going down anytime soon. Even with slightly improving credit delinquency rates, financial institutions are playing it safe by keeping rates high.
But at Eagle, we do things differently.
Compare the Difference: 24.6% vs. 12.5%
While national lenders are raising rates, Eagle’s Platinum Credit Card starts at a fixed rate of just 12.5% APR — nearly half the national average.
What does that mean for you in real terms?
Let’s look at a $10,000 balance with just minimum payments (3% monthly):
| National Average | 24.60% | 57 months | $7,000.47 |
| Eagle Platinum Card | 12.50% | 42 months | $2,347.81 |
By choosing Eagle, you save $4,652.66 in interest and pay off your balance 15 months sooner.
That’s not just competitive — it’s transformational.
Why Eagle's Card is the Smarter Choice
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Fixed Rate Stability — No surprise rate hikes.
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Member-Focused Underwriting — You’re more than just a credit score.
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No Gimmicks, Just Value — Transparent terms, real savings.
In a world of rising interest rates and tightening credit standards, your credit union stands strong as your financial ally. Choosing Eagle’s Platinum Card could save you thousands — and put you back in control of your debt.
Ready to Save?
If you carry a balance on a high-interest credit card, now’s the time to make a smart switch. Contact us today to apply for the Eagle Platinum Credit Card or transfer your balance and start saving right away.
Together, we make financial health happen — the Eagle way.
Rooted in Community. Empowering you.
Check out our Credit Card Options
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