Ultimate Checking with 

Eagle's Ultimate Checking Account comes with many benefits you already know:

• Earns a Monthly Dividend

• Unlimited CO-OP ATM and Branch Access

• Online and Mobile Banking

• Bill Pay

• Mobile Deposits

• Buy Now, Pay Later

  • Use your debit card whenever and wherever you shop

  • Manage your budget by spreading larger expenses over time 

  • Review and manage all plans, offers and payments in one place

But now you'll also get these additional services with IDProtect®: 

• Identity Theft Monitoring and Resolution Services

  • Identity Theft Expense Reimbursement Coverage² - Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

  • Comprehensive Identity Theft Resolution Services - Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

  • Debit and Credit Card Registration - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)

  • Credit File Monitoring– daily credit file monitoring and automated alerts of key changes to key changes on your credit report. (Registration/activation required.)

  • Credit Report and Score³ - Access to credit report and credit scores. (Registration/activation required.)

  • Credit Score Tracker - Receive valuable insight into your credit score^3,4. (Registration/activation required.)

  • Credit Score Simulator³ - Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore. (Registration/activation required.)

  • Identity Monitoring - Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others. (Registration/activation required.)

  • Dark Web Monitoring - Monitor your personal information on the dark web and receive alerts when your personal information is exposed. (Registration/activation required.)

• Cellular Telephone Protection²

  • Covers up to four phones listed on the  cell phone bill

  • Covers damage or theft

  • Up to two claims per eligible account, per twelve-month period

  • Up to $600 per claim

  • $50 deductible per claim

  • Cell phone bill must be paid using your ECCU Ultimate Checking account

• Roadside Assistance Service²

  • 24-hour coverage for roadside assistance services, including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence

  • Maximum of two occurrences per twelve month period

IDProtect® is an Identity Theft Monitoring and Resolution Service for you, your joint account holders, and eligible family members¹. Identity theft complaints were the second most reported complaint in 2015, increasing more than 47 percent from 2014.² In 2015, 13.1 million consumers suffered identity fraud – an increase of three percent from 2014.³ Taking Steps to further protect your personal information has become critical.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Federal Trade Commission.  Consumer Sentinel Network Data Book, March 2016.

3 Javelin Strategy and Research.  Identity Fraud Report, February 2016.

4 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

5 Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.  Refer to Guide to Benefit for complete details of coverage.  Insurance Products are not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate and are not insured by the NCUA or Any Federal Government Agency.