Flexibility built in. Growth ahead.
More than a savings account and less commitment than a traditional CD, the 10-Month Stretch Certificate delivers the best of both worlds. You can lock in a competitive 3.85% APY*, enjoy guaranteed returns, and watch your savings grow in under a year—all while knowing your money is working right here in your community.
What makes it a Stretch Certificate? Halfway through your term, you have options. During month five, if rates increase, you may choose to adjust your rate one time to the current published 10-month Stretch Certificate rate. If you do, your certificate simply stretches into a 15-month term, giving your savings even more earning potential.
With a short-term commitment, no market risk, and built-in flexibility, the Stretch Certificate is a smart and secure way to grow your money—earning guaranteed returns you can count on.
And when you save with Eagle, you’re doing more than building your own future. Every dollar you invest helps strengthen the financial well-being of our entire community—supporting fellow members and local goals. Your money works twice: once for you, and once for your community.
Lock in your rate today and let’s keep growing—together.
Key benefits include:
- Competitive rate of 3.850% APY* with a possibility to go up.
- Short-term: This special certificate matures in only 10 months, offering fast returns.
- Potential to stretch to 15 months for even greater earning power.
- Member-Only Offer: This offer is for Eagle Community Members only.
- No market risk: your savings are secure.
- Mid-term flexibility: You have an option to adjust your rate in month five if rates rise
*APY = Annual Percentage Yield. APY assumes that dividends will remain in the account until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower.
†The promotional 10-Month Stretch Share Certificate offers a dividend rate of 3.784%, with an Annual Percentage Yield (APY) of 3.850%. Dividends are credited as stated in the terms of the Truth-in-Savings Disclosure Account Agreement. During the fifth month of the 10-month term, the member may elect one time to adjust the dividend rate to the then-current published 10-Month Stretch Certificate rate, provided the rate is higher than the original rate. If the rate is adjusted, the certificate term will automatically extend an additional five months, resulting in a 15-month certificate. If the rate adjustment option is not exercised, the certificate will mature at the end of the original 10-month term and will automatically renew into another 10-month certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, terms, and conditions are subject to change without notice. This promotional offer is available for a limited time. Please contact Eagle Community Credit Union for current rates and complete details.
Did you know?
Share Certificates are a safe and effective way to grow your savings.
With just a low minimum deposit, you can start earning more with Eagle Community Credit Union.
Start your journey to financial growth with Eagle Community Credit Union, where your financial security is our top priority.
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 10 Months | $1,000 | $1,000 | 3.784% | 3.850% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | ||||
| †Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
