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Reach your academic and financial goals with a student loan from Ascent

Ascent, offers student loans tailored to fit a variety of educational paths. Whether you’re funding your undergraduate education, pursuing graduate studies, or a parent assisting your child with school expenses, our student loans come with competitive variable and fixed interest rates.

Student Loan

Undergraduate & Graduate Student Loan Options

Apply in minutes and check your rate without impacting your credit score
Most flexible options - Start payments up to 9 months after graduation¹
Save money – get a 0.50% - 1.00% autopay discount²
Request a 1% Cash Back Reward upon graduation - an average of $360!³
Access personalized tips and tools designed to help you meet your academic and career goals with AscentUP⁴

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No Essay-Required Scholarships!

Ascent has awarded over $355,000 in scholarships.
Enter for a chance to win an Ascent scholarship today!*

See Scholarships

Discover which loan option is the perfect match for your educational goals!

Ultimate Checking with Roadside Assistance

Ultimate Checking with IDProtect

Savings, Value, & Peace of Mind

Our dividend earning Checking Account designed to protect your identity and financial future with identity theft/dark web monitoring and resolutions services, cell phone protection, road side assistance, and much more!

Learn More

Eagle Community Blog

Discover expert tips and insights on managing your finances - visit Eagle Community Credit Union's blog today and take the first step towards financial empowerment.

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Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC.
¹For details on Ascent borrower benefits, visit AscentFunding.com/BorrowerBenefits.
²The final ACH discount approved depends on the borrower’s credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consist of 0.25% is for credit-based college student loans submitted prior to 06/01/2025, a 0.5% on credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.

³Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Aggregate cash back limit of $500. Learn more at AscentFunding.com/CashBack.

⁴Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.