Diverse Mortgage Solutions with Eagle and Primary Partners
Eagle has teamed up with Primary Partners Financial to present a comprehensive range of first mortgage options, tailored to suit various home-buying needs. Whether you're a first-time homebuyer, looking to upgrade to a larger space, or interested in acquiring a vacation property, we're here to facilitate your journey. Our partnership ensures you have access to a variety of programs, including:
- Fixed/Adjustable
- Realtor Rebate Program
- HARP 2.0
- Cash Out
- Reverse Mortgages
For personal guidance, you can directly contact Primary Partners at (877) 296-8728 or arrange a consultation at any Eagle branch.
Schedule a Home Loan Consultation
Additional Financing Options: HELOC and Manufactured Home Loans
Alongside our first mortgage offerings, Eagle also provides flexible HELOC (Home Equity Line of Credit) second mortgage loans and financing solutions for Manufactured Homes. These options are designed to meet the unique financial needs of homeowners seeking additional funding or those looking to finance a manufactured home. With competitive rates and terms, our goal is to help you leverage your home’s equity or assist you in finding the right manufactured home loan. For more details or to explore these options, call us at (877) 296-8728, schedule an appointment, or visit our website.
HELOC (Home Equity Line of Credit)
Eagle offers a dynamic second mortgage solution through a Home Equity Line of Credit (HELOC), utilizing your home's equity to provide a readily available cash source for major expenditures, upgrades, emergencies, and more.
- Generous Lending: Borrow up to 80% loan-to-value (LTV).
- Substantial Loan Capacity: Maximum loan amounts up to $500,000.
- Extended Flexibility: Benefit from a 30-year term, including a 15-year draw period followed by a 15-year repayment period.
- Cost-Efficient: Enjoy the advantage of no closing costs or points**.
Manufactured Homes
Eagle offers financing on both new and used Manufactured Home Loans for purchase or refinances††. These are closed-end loans with a fixed rate with no annual fees.
- Eligibility: Available for owner-occupied private residences in California only.
- Flexible Terms: Loan terms extend up to 20 years, depending on the amount financed.
- Wide Range of Loan Amounts: Financing available from $25,000 up to $350,000.
- No Extra Costs: Enjoy the convenience of no annual fees and no pre-payment penalties.
- Stable Payments: Fixed rates ensure your payment amount remains consistent.
- Generous Financing: Borrow up to 90% of the home's appraised value.
| Term* | APR** | Maximum Rate | LTV |
|---|---|---|---|
| 30 Years | 7.75% | 18.00% | Up to 80% |
| Promotional Rate*** | As low as 5.74% for the first 12 months | ||
*30-Year term includes 15-year draw period and 15-year repayment period. Principal and interest payments required on outstanding balance during 15-year draw period. **APR=Annual Percentage Rate. Subject to loan approval and may change without notice. Promotional Annual Percentage Rate as low as 5.74% is offered on owner-occupied single-family, condominium, or townhome in California with a maximum Home Equity Line of Credit (HELOC) line of $250,000 at 80% combined loan-to-value (CLTV) or 70% CLTV for lines greater than $250,000 for twelve months on new lines only. Thereafter, the rate increases to the regular rate. The HELOC rate, based on the current Prime Rate as published in the Wall Street Journal (the index) plus a Margin, is variable and subject to change quarterly. Rates listed include a 0.25% rate discount for autopay from an Eagle checking account. Maximum APR is capped at 18.00% and is subject to change. A minimum APR limit of 3.50% also applies. Membership and certain restrictions apply. ‡A lien will be required on the subject property. All loan programs are subject to approval. Additional restrictions apply to all programs. This offer is only available on Eagle Community Credit Union home equity lines of credit that are owner-occupied, single-family residences or owner-occupied townhomes located in California. Investment properties are not included in this promotion. All interest rates are subject to change. Must meet membership eligibility and lending criteria. Rates include up to 0.25% rate discount if eligible for autopay from Eagle checking. A $75 annual fee applies. Property insurance will be required. A $625-$1,425 fee applies if paid and closed within 3 years. ***After the promotional period, your rate is based on the current Prime Rate plus a margin depending on your creditworthiness. | |||
| Term | APR† Range | LTV |
|---|---|---|
| 240 Months | 8.10% - 12.55% | 90% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | ||
| Age / Year Built | Term | APR† Range | LTV |
|---|---|---|---|
| Current - 1976 | 240 Months | 8.20%-12.80% | 90% |
| 1975-1968 | 240 Months | 9.20% - 14.05% | 90% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
Home Loan Protection
In addition to competitive financing, Eagle offers loan protection products.
Manufactured Home Insurance
Insurance Looking for Manufactured Home Insurance? Check out ECCU Insurance Solutions!
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Arrange a Consultation at any Eagle Branch
