Security Reminder: Eagle staff members will NEVER call, text message, or email you to confirm personal or confidential information. NEVER share your Online Banking Login ID, Password, or Secure Access Code over the phone or online.

Go to main content

Online Banking Login

Personal Loans

Home > Borrow > Personal Loans

Flexible and Secure Financing with Eagle's Personal Loans

Experience the freedom and assurance of Eagle's Personal Loans. Benefit from fixed rates and ability to choose between a set term loan or a flexible line of credit to meet your needs.

Discover the peace of mind and flexibility of Eagle's Personal Loans. Choose your amount, enjoy fixed rates, and access funds conveniently. Apply online now!

Personal Loans

Personal Loan

Enjoy a low fixed rate with a fixed term
Flexible and convenient for any financial need
Borrow up to ^$25,000 at a competitive, fixed rate
Eligible for up to 0.25% rate discount:
- 0.25% discount* for automatic payments from an Eagle Checking Account

Personal Line of Credit

Convenient, fixed-rate credit line
Provides overdraft protection from your Checking Account
Access funds as needed, whenever necessary
Manage your funds at any time using Online Banking or at any branch

Share-Secured or Certificate-Secured Loan

Borrow against your funds invested with Eagle
Avoid early withdrawal penalties
Repay with a minimal percentage over your investment rate
A safe and easy way to build your credit history

Quick Cash

Borrow amounts between ^$400 - ^$2,000 quickly, deposited direct to your Eagle Checking
Apply via Online Banking or the Eagle mobile app, requires $25 loan origination fee.
No credit pull required
Receive an immediate decision upon application
Exclusively available for Eagle members
Direct Deposit Required

Buy Now, Pay Later

Quickly borrow between ^$100 - ^$2,500 to pay off eligible debit card purchases and pay for those purchases in installments over time.
Easy application process through Online Banking or the Eagle mobile app
No credit pull required
Immediate decision upon application
Exclusively for Eagle members
Direct Deposit Required

Plan Your Purchase

Quickly borrow up to ^$1,000 upfront to make a purchase and pay for the loan in installments over time.
Easy application process through Online Banking or the Eagle mobile app
No credit pull
Immediate decision upon application
Exclusively for Eagle members
Direct Deposit Required

Plan Your Purchase

Effective Date: Wednesday, April 30th, 2025

Term	APR*
Up to 9 Months	18.99%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Quick Cash

Effective Date: Wednesday, April 30th, 2025

Term	APR*
Up to 36 Months	28.00%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Buy Now, Pay Later

Effective Date: Wednesday, April 30th, 2025

Term	APR*
Up to 9 Months	18.99%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Personal Loan

Effective Date: Wednesday, April 30th, 2025

Term	APR* Range
Up to 24 Months	13.24% - 23.49%
25 - 36 Months	13.49% - 23.74%
37 - 48 Months	13.74% - 23.99%
49 - 60 Months	13.99% - 24.24%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Personal Line of Credit

Effective Date: Wednesday, April 30th, 2025

APR* Range
13.24% - 23.49%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Certificate-Secured Loan††

Effective Date: Wednesday, April 30th, 2025

Term	APR*	Financing
Term of Deposit	3% Over Dividend Rate	90%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All rates quoted DO NOT include the rate discounts available Interest rates are subject to change without notice. No application fees on consumer loans.
††MasterCard Credit Builder Credit Card and Share/Certificate Secured Loan is secured by deposit into a Credit Union Share.

Share-Secured Loan††

Effective Date: Wednesday, April 30th, 2025

Term	APR*	Financing
Up to 60 Months	3.25% over savings rate	100%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications.
††MasterCard Credit Builder Credit Card and Share/Certificate Secured Loan is secured by deposit into a Credit Union Share.

Ultimate Checking with IDProtect

Savings, Value, & Peace of Mind

Our dividend earning Checking Account designed to protect your identity and financial future with identity theft/dark web monitoring and resolutions services, cell phone protection, road side assistance, and much more!

Eagle Community Blog

Discover expert tips and insights on managing your finances - visit Eagle Community Credit Union's blog today and take the first step towards financial empowerment.

Don't Get Scammed While Saving the World: Be a Hero, Not a Scam Victim

January 30, 2024

Don't Get Scammed While Saving the World: Be a Hero, Not a Scam Victim

Feeling generous but worried about scams? This blog post is your shield against charity crooks. Learn how to spot red flags, research legit organizations, and donate like a pro.

Ditch the Debt, Ditch the Dust: How Minimalism Could Save You in 2024

January 5, 2024

Ditch the Debt, Ditch the Dust: How Minimalism Could Save You in 2024

Explore the booming popularity of minimalism and its potential to reduce clutter, expenses, and anxiety. This guide breaks down the key principles of this lifestyle, helping you decide if embracing minimalism could benefit your finances and well-being.

Eagle Community Credit Union

January 1, 2024

Crush Debt & Boost Savings: 6 Actionable Steps to Automate Your Finances in 2024

It's time to take control of your finances and make 2024 your year of financial goals! Check out these 6 steps you can take to get there faster!

Eagle Community Credit Union

August 24, 2023

Gen Z: It’s Time to Kickstart Your Credit Journey

Whether you are college bound or heading into the workforce, there is something all young adults need to know about: your credit score. Think of this three-number score as your financial GPA. It holds the keys to your dreams of owning a car, renting your first place, or even landing that dream job.

The best part? Laying the foundation for a great score requires minimum effort. The trick is to get started early. The following guide will highlight strategies to build your credit score and tips to keep your score favorable. It’s easier than you think and can tremendously impact your future self.

Eagle Community Credit Union

August 11, 2023

Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.

However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.

Eagle Community Credit Union

July 27, 2023

How to Stay Focused at Work During the Summer Slump

Ahh...summer! What’s not to love about the season of flip-flops and fireworks? But, when you’re stuck in the office on another endless summer day, dreaming about the beach and your upcoming vacation, summer can be conflicting. The good news is, there’s no real reason to let your productivity and performance dip during the hottest season of the year. Here are five tips to help you stay focused throughout the summer.

Eagle Community Credit Union

July 13, 2023

What is a CD Ladder?

Ever felt like opening a long-term savings account and interested in reviewing your options? Let us tell you about something called a CD ladder and whether it's a good choice.

Eagle Community Credit Union

July 6, 2023

Your Complete Guide to a Spend-Free Summer Weekend

Between flip-flops and baseball, beach days and the Fourth of July, there’s so much to love about summer! Unfortunately, though, the warmest season of the year can be incredibly expensive. Family activities, higher utility bills and steep fuel prices are just some of the ways summer can get pricey. A great way to combat a swollen summer budget is to take a financial fast on a summer weekend – or several of them. Here’s how.

Go to main navigation

Let's Get Started

Find a Branch Open an Account Contact Us Apply for a Loan Appointments

Go to main navigation

Join

You are a Member-Owner at Eagle. If you live or work in Orange and Riverside County you can join.

Open an Account

Apply

Members and potential members apply here for Eagle Community Credit Union loans and offers.

Apply for a Loan