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Personal Loans

Home > Borrow > Personal Loans

Flexible and Secure Financing with Eagle's Personal Loans

Experience the freedom and assurance of Eagle's Personal Loans. Benefit from fixed rates and ability to choose between a set term loan or a flexible line of credit to meet your needs.

Discover the peace of mind and flexibility of Eagle's Personal Loans. Choose your amount, enjoy fixed rates, and access funds conveniently. Apply online now!

Personal Loans

Personal Loan

Enjoy a low fixed rate with a fixed term
Flexible and convenient for any financial need
Borrow up to ^$25,000 at a competitive, fixed rate
Eligible for up to 0.25% rate discount:
- 0.25% discount* for automatic payments from an Eagle Checking Account

Personal Line of Credit

Convenient, fixed-rate credit line
Provides overdraft protection from your Checking Account
Access funds as needed, whenever necessary
Manage your funds at any time using Online Banking or at any branch

Share-Secured or Certificate-Secured Loan

Borrow against your funds invested with Eagle
Avoid early withdrawal penalties
Repay with a minimal percentage over your investment rate
A safe and easy way to build your credit history

Quick Cash

Borrow amounts between ^$400 - ^$2,000 quickly, deposited direct to your Eagle Checking
Apply via Online Banking or the Eagle mobile app, requires $25 loan origination fee.
No credit pull required
Receive an immediate decision upon application
Exclusively available for Eagle members
Direct Deposit Required

Buy Now, Pay Later

Quickly borrow between ^$100 - ^$2,500 to pay off eligible debit card purchases and pay for those purchases in installments over time.
Easy application process through Online Banking or the Eagle mobile app
No credit pull required
Immediate decision upon application
Exclusively for Eagle members
Direct Deposit Required

Plan Your Purchase

Quickly borrow up to ^$1,000 upfront to make a purchase and pay for the loan in installments over time.
Easy application process through Online Banking or the Eagle mobile app
No credit pull
Immediate decision upon application
Exclusively for Eagle members
Direct Deposit Required

Plan Your Purchase

Effective Date: Wednesday, May 21st, 2025

Term	APR*
Up to 9 Months	18.99%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Quick Cash

Effective Date: Wednesday, May 21st, 2025

Term	APR*
Up to 36 Months	28.00%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Buy Now, Pay Later

Effective Date: Wednesday, May 21st, 2025

Term	APR*
Up to 9 Months	18.99%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.

Personal Loan

Effective Date: Wednesday, May 21st, 2025

Term	APR* Range
Up to 24 Months	12.49% - 22.74%
25 - 36 Months	12.74% - 22.99%
37 - 48 Months	12.99% - 23.24%
49 - 60 Months	13.24% - 23.49%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Personal Line of Credit

Effective Date: Wednesday, May 21st, 2025

APR* Range
13.24% - 23.49%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Certificate-Secured Loan††

Effective Date: Wednesday, May 21st, 2025

Term	APR*	Financing
Term of Deposit	3% Over Dividend Rate	90%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. All rates quoted DO NOT include the rate discounts available Interest rates are subject to change without notice. No application fees on consumer loans.
††MasterCard Credit Builder Credit Card and Share/Certificate Secured Loan is secured by deposit into a Credit Union Share.

Share-Secured Loan††

Effective Date: Wednesday, May 21st, 2025

Term	APR*	Financing
Up to 60 Months	3.25% over savings rate	100%
*APR=Annual Percentage Rate. Your APR is determined by your credit qualifications.
††MasterCard Credit Builder Credit Card and Share/Certificate Secured Loan is secured by deposit into a Credit Union Share.

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Savings, Value, & Peace of Mind

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Eagle Community Blog

Discover expert tips and insights on managing your finances - visit Eagle Community Credit Union's blog today and take the first step towards financial empowerment.

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