Eagle Community Credit Union Go to main content
FacebookTwitterLinkedinYouTubeappstoreGooglePlayInstagram
Locations
800 EAGLE CU
ONLINE BANKING LOGIN

The Nest Blog

How To Save On Your First Set Of College Textbooks9/12/2019

Purchasing every textbook you need for class can take a big bite out of your budget. We’re talking huge amounts here: According to the National Association of College Stores, the average college student spends upward of $80 on each new textbook and can sometimes drop as much as $175 on one volume.

No worries though; you can get your hands on all the books you need for class while also keeping your budget intact!

Read on for 6 ways to save on textbooks this semester.

Woman in book store

Read More »
  • Share:

Saving On Your First Time Stocking The Kitchen9/5/2019

As a college student living away from home, perhaps for the first time in your life, you’re in charge of all your dietary needs. No one’s stocking the fridge and pantry with your favorite snacks, or whipping up your best dinner each night. If you want to eat, you’ve got to plan.

All that shopping and food-prepping can be overwhelming — and expensive! With a bit of planning and prioritizing, though, you can master dorm-life eating without living on ramen noodles or going into debt.

Here’s how to save on food costs in college:

Young Woman shopping

Read More »
  • Share:

BEWARE EMERGENCY SCAMS!8/29/2019

“Grandma, you gotta help me! They’re going to arrest me if I don’t pay the fine — and I lost my wallet! Can you wire me some money?”

Sounds like a heart-tugging phone call, doesn’t it? It’s actually just a plot by devious scammers. There’s no imminent arrest and no lost wallet. In fact, it isn’t even your grandchild on the line.

Family emergency scams are especially nefarious since they take advantage of the natural affection a grandparent has for a grandchild. They’re usually pulled off in the guise of a frantic phone call that appears to be from the victim’s grandchild.

Here’s how to identify an emergency scam and what to do if you’ve been victimized.

Granddaughter and Grandmother

 

Read More »
  • Share:

7 STEPS TO A MID-YEAR FINANCIAL CHECKUP8/22/2019

It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your financial wellness for the rest of 2019 or even for years to come. 

Use the seven steps detailed below to guide you through your checkup. 

Man on laptop

 

Read More »
  • Share:

COLLEGE CREDIT CARDS8/20/2019

The transition from high school to college can be difficult for young adults to navigate. Being alone and away from home for the first time introduces new responsibilities as well as opportunities. When it comes to finances, students may be overwhelmed with the introduction of bills and financial responsibilities. In such circumstances, it is a good idea to think about helping your college student sign up for a college credit card.

Credit Card

 

Read More »
  • Share:

4 VACATION SCAMS TO WATCH FOR THIS SUMMER AND HOW TO AVOID THEM8/15/2019

With summer in full swing, you might be planning and packing up for the vacation of a lifetime. Before you load the car and head out, though, read through our list of four common vacation scams and learn how to avoid them. You don’t want to take a permanent vacation from your hard-earned money! 

Family taking picture by the pool

 

Read More »
  • Share:

THE CREDIT UNION DIFFERENCE PART II Ė WHATíS IN A MEMBERSHIP?8/1/2019

As a member of Eagle Community Credit Union, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union. Let’s take a quick look at some of the benefits you can enjoy as a member of Eagle

Woman helping customer

 

Read More »
  • Share:

THE CREDIT UNION DIFFERENCE PART 1: THE HISTORY OF CREDIT UNIONS7/25/2019

As a member of Eagle Community Credit Union, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as an equal owner in the credit union, and offer flexible loan terms as well as low-cost accounts. We also reward our members with higher dividends, and proudly donate our time and our resources to community initiatives and organizations. 

This article is the first in a series celebrating the history, contributions and benefits of credit unions. 

Chalk board

 

Read More »
  • Share:

FIVE MUST-HAVE GADGETS FOR COLLEGE STUDENTS7/18/2019

You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for college?

Check out our list of 5 super-convenient gadgets that every college student should know about.

Girls in a room

 

Read More »
  • Share:

Saving and Planning for Summer Vacations7/15/2019

The season of summer is a time that we look forward to all year long. With children on summer break and time off of work for holidays and vacation days, families and friends have the opportunity to come together for some family fun in the sun. Although planning and preparing for a summer vacation can be financially daunting, there is no need to feel stressed about enjoying your time off. With the right preparation, your family vacation will be stress-free, relaxing, and enjoyable. Here are some strategies on how to best prepare for an upcoming vacation:

Couple by the water

 

Read More »
  • Share:

5 WAYS TO SAVE ON VACATION TRANSPORTATION COSTS7/11/2019

Q: I’m working out a vacation budget and I’m stuck on transportation costs. Every option is so expensive! How can I save on transportation costs when on vacation? 

A: Kudos to you for thinking and planning ahead! Steep cab fees and car rentals are some of the best ways to kill a solid vacation budget, but we’ve got the goods on how to bring transportation costs down. Read on for five ways to get around for less while on your dream vacation. 

Bus in Mountains

 

Read More »
  • Share:

INDEPENDENCE DAY CELEBRATIONS, YESTERDAY AND TODAY7/4/2019

Do you know exactly what happened on July 4, 1776? What do our Fourth of July celebrations commemorate, and why?

People watching fireworks

 

Read More »
  • Share:

8 SIDE HUSTLES ANYONE CAN DO6/27/2019

Who wouldn’t love some extra pocket money? These freelance jobs don’t require any experience and can be done by practically anyone. Plus, some of them might pay you for tasks you’re already doing! Read on for eight easy side hustles and to find those that may be right for you. 

3 young people in a car

 

Read More »
  • Share:

9 STEPS TO BUYING YOUR FIRST CAR6/20/2019

Congrats—you’re ready to purchase your first real car! 

The process can be daunting, but Eagle will walk you through it. Follow our guidelines for a stress-free ride! 

Couple buying car

 

Read More »
  • Share:

A GUIDE TO OPENING YOUR FIRST CREDIT CARD6/13/2019

Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast! 

Let Eagle walk you through the process to help you build a strong credit score and credit history that will serve you well throughout your life. 

Woman smiling

 

Read More »
  • Share:

DECORATING YOUR FIRST DORM ROOM ON A BUDGET6/6/2019

College dorm rooms can be quite drab, but who’s got the time or the money to do any serious decorating? Plus, school regulations can make anything that’s really creative an impossibility. 

No worries; a beautiful, personalized and warm dorm room is within reach—and within budget. Follow our tips to learn how. 

Girls decorating room

 

Read More »
  • Share:

BEWARE TECH SUPPORT SCAMS5/30/2019

Computer on the brink? Careful who you contact to fix it! That’s because the FTC is warning of a surge in tech support scams, many of which can be difficult to spot. 

In a recent widespread scam, a company that called itself Elite IT Partners, Inc., purchased keywords on Google so they showed up in searches for password recovery assistance. Victims contacted the bogus company, which asked the assistance seekers to complete an online form to provide their contact information.

Scammers then reached out to the victims, asking for remote access to their computers. Once inside, they were able to scrape sensitive information off the victims’ computers. But they didn’t stop there; they also used phony evidence to convince many victims that their computers were in desperate need of repair that required pricey software. The scammers gladly accepted payment for this software, which of course they never provided. Many victims lost thousands of dollars to these scammers and had their information compromised as well. 

Tech support scams don’t always follow the above script. Here are two other ways they may go down: 

CellPhone

 

Read More »
  • Share:

HOME IMPROVEMENT HACKS5/23/2019

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your bedrooms. Or maybe your window treatments are in desperate need of an overhaul. 

The only thing standing between you and your dream home is finding piles of cash for funding it, right? 

Maybe not. Lucky for you, you don’t need to spend a fortune this spring to give your house a new look. Read on for our list of home improvement hacks and learn how to upgrade your home on a budget. 

Two Women Renovating

 

Read More »
  • Share:

WHAT TO BUY AND WHAT TO SKIP ON MEMORIAL DAY5/16/2019

Since 1971, Memorial Day has been celebrated as an extended weekend away from work–and the unofficial start of summer. It’s time to get that grill going, dust off your patio set, and break out the white jeans you’ve had stashed away all winter. 

More recently, Memorial Day has also turned into a second Black Friday for retailers,  each offering loads of sale events in stores and online,and each promising to save you heaps of money. Lots of these sales will run for a full two weeks, starting a week before Memorial Day, which falls on May 27 this year, and continuing until the end of the month. 

As always, though, not every marked-down product is actually a bargain. In fact, you can sometimes get the same product a lot cheaper by waiting  a few months—or even just a few weeks. And of course, if the for-sale item is not one you need, you’re better off leaving it in the store. But, if you know what to shop for and you’re careful to stick to what you need and can afford, you can find some great deals. 

Let’s take a look at what to buy and what to skip this Memorial Day weekend. 

Two Women Shopping

 

Read More »
  • Share:

8 Spring Cleaning Tips5/7/2019

With the season of Spring comes feelings of a fresh new start and new life. As flowers bloom and the sun is shining, you may feel motivated to give a fresh start to your life through Spring Cleaning. Check out some of the best tips and tricks to declutter your space and your finances this Spring!

VacuumCleaner

 

Read More »
  • Share:

Student Loan Scams5/2/2019

College students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re quick to offer you an easy — but completely bogus — way to free yourself from that debt. Or, they might falsely claim you owe the feds taxes on your debt. If you’re already stressed about your student loans, that makes you an easy target.

Don’t get scammed! All it takes is a lack of knowledge and a small blunder to be out thousands of dollars.

Here’s what you need to know about the three most popular student loan scams.

Piggy bank

 

Read More »
  • Share:

Teaching Your Kid to be a Smart Shopper4/25/2019

It’s never too early to start teaching children how to shop smart. Here are some tips:

Two Children

 

Read More »
  • Share:

Nine tips for first-time credit card users4/18/2019

Credit cards are a powerful financial tool. If you use them wisely, they will help you achieve your financial goals. But as the saying goes, with great power comes great responsibility. Abuse them and you will find yourself in a world of financial hurt.

If you recently got your first credit card, here are nine tips to help you use it in a smart, financially-sound way:

CC

 

Read More »
  • Share:

Are Private Student Loans A Good Deal For You?4/11/2019

Build your job security and never worry about facing unemployment again!

Student in hallway

 

Read More »
  • Share:

Tax Season 2019 Breakdown4/6/2019

For many, tax season can be very daunting. Scrambling to prepare all financial statements and reports is a stressful task and some people rely on the expertise of an accountant to help with the months worth of work. While the time between January and April (known as Tax Season) can be busy, there is no need to feel overwhelmed when filing your taxes. This article will detail the breakdown of tax season and how to file your annual tax return without all the stress.

What you need to know:

Notes on a Notebook

 

Read More »
  • Share:

4 Ways To Build Job Security4/4/2019

Build your job security and never worry about facing unemployment again!

Job Security

 

Read More »
  • Share:

Dealing with Identity Fraud4/1/2019

Consider This: American consumers have become increasingly aware that their personal information needs protecting. That concern isn’t unfounded. Javelin also found that 6.6 percent of U.S. consumers became victims of identity fraud in 2017—an increase of almost one million victims over 2016.

 

Man

Read More »
  • Share:

5 Ways To Pay Off A Loan Early3/28/2019

If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest payments over the life of the loan(s). There’s also the mental load of knowing you owe perhaps tens of thousands of dollars and that you’ll be paying back the loan for years to come.

 

Couple having coffee

 

Read More »
  • Share:

Tax Scam Alert!3/28/2019

The IRS is warning of frequent Tax Scams through phone this tax season. Read on to learn more.

Man

 

Read More »
  • Share:

4 Places To Save3/23/2019

Read on to find out the 4 places you can still save money.

Piggy Bank

Read More »
  • Share:

Tax Code Changes 20193/21/2019

The annual tax code changes can be confusing. No worries, though; we’ll walk you through everything you need to know for 2019.  

Though most changes won’t take effect until April 2019, some of them can impact the financial choices you’ll make this year. For that reason, here’s the details on the most important tax changes. 

2019

Read More »
  • Share:

5 Tips For Your First Spring Break On A Budget3/14/2019

It’s your first spring break and you’re totally psyched! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five spring break tips. 

 

3 Women by the Pool

Read More »
  • Share:

Step 2 of 12 Toward A Debt-Free Life: Donít Dig Yourself Deeper3/7/2019

When you’ve dug yourself deep into a pit, the only way to get out is to stop digging. This month, focus on not racking up more debt. 

 

Man in front of PC

Read More »
  • Share:

5 Common Tax Mistakes To Avoid3/6/2019

Short and sweet. Read on to find out our 5 tips for aviding common tax mistakes.

Worried Couple

Read More »
  • Share:

7 Ways To De-Stress For Less2/28/2019

Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! 

Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other costly means of escape. However, you can get the same results without spending a penny. Let Eagle show you how to de-stress for less and send that down mood packing! 

Read on for 7 pick-me-ups that are absolutely free. 

 

Family playing in snow

Read More »
  • Share:

America Saves Week2/24/2019

Win up to $750 in the #ImSavingForSweepstakes by Sharing Your Savings Goal, Tip or Story

Did you know? Savers with a plan are twice as likely to save successfully for things like retirement and their (or their children’s) education! America Saves Week is a great time to start a healthy savings habit.  

To celebrate America Saves Week (Feb. 25-March 2, 2019), America Saves is launching the #ImSavingForSweepstakes. It’s easy to enter!

 

America Saves

Read More »
  • Share:

Do I Need An Emergency Fund And A Rainy Day Fund?2/21/2019

Q: Do I need to have a separate rainy day fund and emergency fund? 

A: Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on rainy day and emergency funds. 

 

Jar with Money

Read More »
  • Share:

Should I Sign Up For Budget Billing?2/14/2019

Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? 

A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up. 

Read on for all your questions on budget billing, answered.   

 

Woman checking bills

Read More »
  • Share:

Step 1 Of 12 Toward A Debt-Free Life: Take Stock Of Your Debt2/7/2019

You’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because every month, our Do It Today plan will have you taking another step on your journey toward living a debt-free life.

 

Woman on Computer

Read More »
  • Share:

6 Mistakes People Make In Their 20s And How To Fix Them1/31/2019

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way beyond your budget—life was practically a party!   

But now, the party’s over. You’ve woken up in your 30s and realized that all that overspending is going to cost you big—and it’s going to cost for years to come. 

Luckily, there’s hope. It’s not too late to fix the financial mistakes we all make when we’re young and blissfully ignorant. 

Here are six of the most common mistakes people make in their 20s and how to fix them: 

Woman with Credit Card

Read More »
  • Share:

Relax & Cook: Peanut Chicken Satay With Ginger Vinaigrette1/24/2019

How about something different for tonight’s dinner that’s still easy on the budget?

Chicken Satey

Read More »
  • Share:

STARTING OFF THE NEW YEAR RIGHT - FINANCIALLY1/21/2019

CONSIDER THIS: A Gallup poll found only about 1/3 of Americans (32 percent) maintain a household budget. Without a budget, it is easy to overspend, waste money, and get into debt.

So, what steps can you take to create a successful budget? Preparation is key. Most of us plan trips, weekend activities, work projects—so why should we handle our money any differently?

Here are some tips to creating and sticking to a budget:

Dollarsign in a booklet

Read More »
  • Share:

All You Need To Know About Wage Garnishment1/17/2019

Q: I have several outstanding debts and I’m starting to worry about wage garnishment. What do I need to know? Is there any way I can protect myself if my wages get garnished?

A: Wage garnishment is the process in which funds are deducted from a person’s salary to pay for their outstanding debts.

If you owe lots of money, don’t panic; you can prevent a wage garnishment by working out a manageable payment plan with those you owe money to (your creditors). In the event that your wages are garnished, there are steps you can take to reverse the process.

Read on to have all your questions about wage garnishment answered.

Man looking worried

Read More »
  • Share:

Is Life Really Getting More Expensive?1/10/2019

If you feel like the middle-class squeeze is getting tighter each year, you’re not alone. The numbers don’t lie: Life really is a lot more expensive than it used to be. 

As we bid farewell to 2018 and sail into a new year, let’s take a look at what life costs like now compared to 20, 50 and 80 years ago. 

Elderly Couple with toddler

Read More »
  • Share:

Understanding Identity Theft and How to Avoid It1/4/2019

In the digital age, you are always at risk for facing threats of identity theft. Identity theft is when someone misuses your personal information, such as your identity, social security number, name, etc., in a way that is fraudulent. People who participate in identity theft are constantly seeking out new ways to exploit personal information. It is a crime and it can be very stressful to be a victim.

Identity theft is a growing business for criminals and there are many different ways for your identity to be stolen.

Masked man on laptop

Read More »
  • Share:

6 Ways To Earn Money Online1/3/2019

Are you looking for some extra cash to jumpstart your savings? Desperate to stop living paycheck to paycheck? Want to make 2019 the year you finally get debt-free? 

Look no further than your computer screen! With nothing but internet access and a modest investment of your time, you can give your budget that extra padding it needs and get a head start on saving for a larger goal. 

Read on for six easy ways to earn money online. 

Woman unpacking a box

Read More »
  • Share:

NEW YEAR'S RESOLUTIONS YOU CAN ACTUALLY KEEP1/2/2019

Happy New Year!

Have you made any New Year's Resolutions for the new year yet? Are you maybe trying to improve your financial situation? Have no fear, Eagle is here to assist you. Download our FREE financial resolutions workbook here and use it as a guide to make this year a successful one!

Fireworks

Read More »
  • Share:

PROJECT 333: ARE YOU UP FOR THE CHALLENGE?12/20/2018

Minimalism is all the rage. Contemporary design and décor is all about a clean, sleek look; straight, simple lines; and the absence of embellishments and cluttery knick-knacks.  You may have already embraced the minimalistic look in your home and workspace. Now, are you ready to take the idea of living with less to a whole new level?

Project 333 is a wardrobe challenge that has been slimming down closets around the world since 2010. The concept behind the challenge is to choose 33 items of clothing to wear exclusively for the next 3 months. Since its inception, Project 333 has attracted thousands of followers and a large, active community of supporters. Participants boast about a smoother morning routine, lots of extra time, and an increased sense of happiness and calmness thanks to their super-skinny wardrobes. And, of course, since shopping for new clothing is off their radar, they save loads of money during the 3 months of Project 333, too.

Are you up for the challenge?

Well then, let’s get started!

Cleaning Up

Read More »
  • Share:

SYNCING YOUR PHONE TO YOUR CAR CAN PUT YOU AT RISK12/13/2018

In our uber-connected world, pressing a button on the steering wheel to make a phone call is already second nature for many of us. With just a few taps, we can pull up our favorite playlist, read recent emails and even send a text message. Using our cars like a phone and storing information in data systems is incredibly convenient! And it helps us safely drive while using the phone hands-free, too.

Convenient though it may be, security experts are warning that syncing your phone to your car can put you at severe risk for a data breach. Connecting a rental car or a rideshare vehicle to your phone poses an even greater security risk.

Keep your information safe and avoid getting hacked by educating yourself about this oft-overlooked risk. Here’s what you need to know about the dangers of syncing your phone to your car.

Sync Phone

Read More »
  • Share:

ALL YOU NEED TO KNOW ABOUT OPEN ENROLLMENT 201912/6/2018

Open enrollment is here, so it’s time to think about your healthcare coverage. 

Practically, open enrollment is the only time of year, outside qualifying life event changes, when you can choose or change a healthcare plan. In reality, this often means stressing over your options and muddling through a confusing mass of various plans. 

No worries, though; we’ve made it simple by answering the most commonly asked questions about open enrollment 2019. 

Open Enrollment

Read More »
  • Share:

10 RESTAURANT HACKS11/29/2018

Americans love eating out. According to the USDA’s food expenditure data, millennials spend more than 44% of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion).

We Americans really like our restaurants! Who can say no to delicious food that’s served and prepared for you by someone else? And best of all, there’s no crusty dishes waiting for you to scrub at the end of the meal!

Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget. No worries—we’re not going to try convincing you to give up your favorite fast food joint or Thai restaurant. Instead, use our hacks to bring your bill down and continue enjoying meals at your favorite eateries. 

Waitress

Read More »
  • Share:

5 SCAMS TO AVOID THIS BLACK FRIDAY11/22/2018

Black Friday and Cyber Monday can be great fun – but they can also put you at great risk. Scams abound on the weekend that heralds the holiday shopping season, and you don’t want a phishing scheme or a bogus bargain to turn you into a Grinch. 

Here are 5 scams to look out for as you brave the frenzied crowds while trying to snag the best deals after Thanksgiving.  

BlackFriday Sale

Read More »
  • Share:

8 REASONS TO SHOP LOCAL ON SMALL BUSINESS SATURDAY11/15/2018

Mega e-tailers, like Amazon and Walmart, may monopolize online commerce, but it’s the small businesses across the country that keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a demand for locally made products and keep communities thriving. 

Your local small businesses are part of your community’s landscape. That’s where you rub shoulders with your neighbors, where you catch the latest town news and where you’re always greeted with a warm smile. At a local small business, you’ll be guaranteed superior service and the gratification that comes from knowing you’re supporting the economy in your own community. 

Here at Eagle we strongly believe in supporting the community and helping local businesses flourish. Join us in our important goal by shopping local on Small Business Saturday and throughout the holiday season. 

Here are our top 8 reasons to shop local: 

SmallBusinessowner

Read More »
  • Share:

9 Ways To Break Up With Your Phone11/8/2018

Dearest phone, 

It feels like we’ve known each other forever. You’ve been there for me through everything and I can’t imagine life without you. But this relationship has to end. I can’t do this anymore. It’s not you; it’s me. I’m not myself when I’m around you and you turn me into someone I don’t recognize or like. 

I need to move on. But don’t worry; we can still be friends. 

Are you ready to pen this breakup letter to the love of your life? 

You may not think you’re addicted to your phone, but they were created to keep us completely absorbed and captivated. In fact, the average American adult checks their phone every 12 minutes, spending more than 4 hours on their phone daily. For teens and young adults, those numbers are even higher. 

Phone

Read More »
  • Share:

Invest In What You Care About11/1/2018

 

Q: I’m looking to make some investments, but I don’t want to compromise my principles. How can I make investment decisions that reflect my values?

A: It’s easy to see people doing bad things in the world. Whether it’s cigarette companies marketing to minors or companies employing cheap overseas labor, corporations are certainly not free from wrongdoing. Investors can quickly get a bad taste in their mouths after researching a company they’re considering.

Fortunately, there are a number of ways investors can use their money for good. If you’re interested in doing good and making good money in the process, read on. Here are three ways to identify investments that match your values.

babyhand

Read More »
  • Share:

Skip Pay Special10/31/2018

Skip Pay: Why do we offer this to our members?

If you haven’t already heard about our Skip Pay program, here are the basics: certain Eagle Loans, vehicle and personal loans, are eligible to skip a monthly payment for a one-time fee of $50. This option is available once 12 months of consecutive on-time payments have been made. And starting in November, you can take advantage of our special reduced fee of $25 through year-end.

Read on to find out the benefits of Skip Pay.

Money

Read More »
  • Share:

6 Times A Bargain Is Not A Bargain10/25/2018

In the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. 

With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. Don’t get caught springing for something you can’t afford! This year, give yourself the gift of an intact budget and a credit card balance that doesn’t haunt you for months or years to come. 

Here’s when that steal of a deal you can’t wait to show off to your friends is not such a bargain after all. 

Women at flea market

Read More »
  • Share:

The Best Pumpkin Patches in So Cal10/12/2018

Did you say “pumpkin patch”? In the midst of October, going to a pumpkin patch is a must-do activity. From navigating through corn mazes, to petting farm animals, to rides, and, of course, to picking the perfect pumpkin to decorate, pumpkin patches are the perfect places for So Cal residents to get a taste of the fall season. Eagle has harvested some of our favorite local patches so you can plan a fun day in the crisp autumn air. Read on to for the best Pumpkin Patches in So Cal.

Pumpkins

Read More »
  • Share:

Why Does My Mortgage Lender Need So Much Information?10/11/2018

Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan?

Man contemplating

 

Read More »
  • Share:

Weather Apps10/4/2018

The seasons are a’changin’! And that means the weather has gotten more unpredictable in many areas of the country. One day you’re shrugging into your warmest jacket and the next you’re cranking up the AC.

With the weather so unreliable, it’s the perfect time of year to download a reliable weather app. But don’t spend hours researching your options; we’ve already done it for you!

Read on for the inside scoop on the best weather apps on the market.

Weather App

 

Read More »
  • Share:

Recovering from a Natural Disaster9/24/2018

 

If you’ve ever read any articles or blogs on how to deal with a natural disaster, you’ll notice one major tip in common: the need to have a disaster plan in place.

So, what should be in a disaster plan? For starters, evacuation routes; shelter ideas; how your family will communicate to each other

 

Tornado on open field

 

Read More »
  • Share:

Should I Refinance Before I Retire?9/20/2018

Q: Is it advisable to refinance my mortgage as part of my retirement planning?

A: Refinancing your mortgage can have a big impact on your finances. That’s why it’s important to consider all angles before deciding if a pre-retirement refinance is right for you.

 

Elderly couples sitting at dinner table

 

Read More »
  • Share:

Should I Be Concerned About Rising Mortgage Rates?9/20/2018

On June 13th, the Federal Funds Target rate was officially raised by .25%. This increase marks the second time interest rates were raised in 2018 and experts expect another two increases this year. 

The rate increase was prompted by optimistic feelings about the general state of the economy. The Fed pronounced the economy to be rising at a “solid rate” and claimed that inflation rates are close to their target goal of 2%. Most notably, unemployment rates have dropped to just 3.8% in May, 2018, tying with April 2000 for the lowest rate since 1969. 

While this might be good news for the economy, all these indicators point to rising interest rates—and that might not be the best news for current and hopeful homeowners. 

Is it a good time to buy a house? Should you choose an ARM or a fixed-rate mortgage? If you’re a homeowner, should you be taking any action now? 

So many questions—and we’ve got answers! Read on for what you need to know about the rising interest rates and what it all means for you. 

2 people taking notes

 

 

Read More »
  • Share:

Donít Get Caught In A Free Trial Scam!9/13/2018

You know what they say: “If it’s too good to be true, it probably isn’t.” And yet, dozens of people fall for scams that promise them the moon — and they don’t realize they’ve been played until it’s too late.  

Because of this truism, the Federal Trade Commission (FTC) is warning of an uptick in free trial scams. The scams come in several shapes and sizes, but most will look something like this: 

You see an ad from Netflix or a cosmetic company saying you’ve been granted a temporary subscription to their service or product. They say it’s absolutely free. The only catch? There is none. They say that, anyway. That is until you’re asked to pay for hidden fees in addition to shipping and handling at a time when it’s too late to back out. Or, you might be asked to share all of your financial information even though you’re officially not obligated to pay anything. 

In other words, there’s hardly a “free trial” that won’t cost you big. 

 

keyboard button saying "Free Trial"

 

Read More »
  • Share:

Bankruptcy is surging for older Americans, but you can avoid it 9/10/2018

The Consumer Bankruptcy Project recently released its newest findings, and the results are scary.

Since 1991, the rate of people 65 and older filing for bankruptcy has increased 200 – 300 percent. The reasons include declining wages, increased debt, and more out-of-pocket healthcare costs, among other things.

While you may not be able to protect yourself against every factor leading to bankruptcy in your twilight years, don’t panic just yet. There are certain things you can do to keep a handle on your finances.

Old Man
 

Read More »
  • Share:

What Can I Do About Robocalls?9/6/2018

Are you sick of grabbing your ringing phone five times a day only to find yet another robocaller on the other end?

If robocalls are getting to you, you’re not alone. Those super-annoying automatic calls have recently exploded, and it’s enough to make anyone go bonkers. More than 30 billion robocalls were made in the United States in 2017, and the Federal Trade Commission answered a whopping 375,000 complaints about robocalls each month.

Unfortunately, those numbers are only rising.

If you feel like your phone is ringing off the hook from robocalls and you’re just about ready to throw it against the wall, read on. We’ll give you the inside scoop on these dreaded calls and show you what you can do to put a stop to them once and for all.

 

Man holdng cell phone

 

Read More »
  • Share:

Whatís The Best Way To Finance A Home Renovation?8/30/2018

Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense? 

A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As an Eagle Community Credit Union member, you have several choices when it comes to funding a home renovation. And we want to help you find the right one for your specific needs. 

First, let’s take a look at some common choices and why they’re not the best idea for financing a home renovation project: 

Couple renovating living room
 

Read More »
  • Share:

How Many Credit Cards Should I Own?8/22/2018

The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible. 

Hopefully, you’re working hard at keeping that score high by using your cards and paying your bills on time. You may be wondering, though, if more is better. Should you open a few more and get more available credit? Or, are too many cards a liability to your score?  

Read on for the answers to all your questions. 

Young Man holding 4 Credit Cards
 

Read More »
  • Share:

Four actions that can break the payday loan cycle8/17/2018

When you take out payday loans, it’s easy to fall into a trap. While they are convenient, these loans charge exorbitant interest rates. (According to one study, typical interest ran as high as 381 percent APR.)

Pretty soon, you have to take out another loan to pay off the money you owe from the one before it, and so on. But if you’re stuck in the payday loan cycle, you should know that it doesn’t have to be permanent. As an alternative, try these tips to achieve financial relief:

 

Happy Couple
 

Read More »
  • Share:

A Treat from Eagle Community CU for you8/1/2018

This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for each new line you activate, up to 3 lines, when you switch to Sprint®.

 

Here’s how it works:

Love My Credit Union Banner

Read More »
  • Share:

7 Ways To Spot A Loan Scam7/25/2018

Your credit’s trending in the wrong direction, you’re short on cash and you’re desperate for a loan. You need to get your hands on some cash to help pull you out of this tight spot, and you need to do it – fast! Unfortunately, though, it feels like no reputable institution is willing to grant you a loan.

Hand grabbing money

Read More »
  • Share:

5 Ways To Budget For Your Wedding7/20/2018

Q: I’m ready to tie the knot, but I don’t know if I can afford to have a wedding! Between the flowers, gown and venue, it’s thousands and thousands of dollars. How can I cut costs without compromising on my special day?

Man and Woman getting married

Read More »
  • Share:

How To Buy A Boat7/13/2018

Get ready to set sail this summer! Read on for the ultimate boat-buying guide. 

Woman on a Sail Boat

Read More »
  • Share:

7 Questions To Ask Yourself Before Making A Large Purchase7/9/2018

You’re convinced: You really want that Coach handbag. Or you need that genuine Armani tie. Or maybe you know that gigantic, high-res entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. Of course, you’re absolutely thrilled. 

That’s until, a few weeks down the line, when you’re staring a huge credit card bill in the face and buyer’s remorse hits hard. You can’t help wondering, then, why you thought this expensive purchase was worth the steep price tag. 

Don’t get sucked in again! Before you say “yes” to a large purchase, ask yourself these 7 hard-hitting questions. You just may end up leaving that “dream” product in the store. 

Woman carrying TV out of store

Read More »
  • Share:

How to plan a vacation like a Boss6/30/2018

With vacation season ramping up, we rounded up some tips to help you plan so you can actually take one and enjoy it too. Master these steps and you may even be able to take a second one. The world is your oyster.

Planning is everything, whether you want to take an exotic overseas trip or just a local road trip.

Worldmap on Table

Read More »
  • Share:

How To Save For A Boat In 8 Easy Steps6/29/2018

Are you ready to make waves with a new boat? That’s great, but don’t let your budget sink in the process! Save up for the boat of your dreams with our handy guide. We’ll have you ripping across those foaming waves sooner than you ever thought possible! 

4 boats in a harbor

Read More »
  • Share:

Beware Social Media Scams!6/22/2018

Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.

Here’s how it happens:

Girls on smarphones

Read More »
  • Share:

Jury Duty Scams6/14/2018

Nobody likes being called in for jury duty. But a recently revived scam has painted the entire experience in a more sinister hue.

Here’s how it plays out:

People in a court room

Read More »
  • Share:

15 Incredible Grilling Hacks6/8/2018

Nothing says “summer coming” like the mouthwatering smell of a flaming barbecue blowing through the neighborhood. Whether you churn out the best burgers on the block from a modest charcoal grill or your Weber’s been squatting on your deck all winter, we’ve got you covered!

Here’s 15 genius grilling hacks that will take your  ‘cue to the next level. 

 

Famili of 4 at the grill

Read More »
  • Share:

6 Ways To Turn Your Dream Vacation Into A Reality5/30/2018

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.

 

Palm Tree along Road

Read More »
  • Share:

RISING INTEREST RATES5/28/2018

If you follow the national business news, you are likely getting mixed messages about the state of the economy. While never very reassuring, pundits’ opinions on the stock market and the country’s economic state are changing as frequently as the weather. 

But there’s one area that’s been constant for some time now: rising interest rates. If you’re thinking of taking out a mortgage, or any other large loan, in the near future, you might be waiting until those rates start going down again. 

Here’s why that might not be the best idea. 

Interest rates will continue to rise throughout 2018.

Experts predict that interest rates on financial products will continue to increase throughout the year.  There are several factors triggering this rise, none of which are likely to be resolved anytime soon. Whether you’re interested in taking out a personal loan or a second mortgage, 2018 may not be a very good year for borrowers.

 

Chart Showing Interest Rates

Read More »
  • Share:

5 TIPS FOR RAISING SECURE AND UNSPOILED KIDS5/18/2018

Raising children is a constant balancing act. You want to provide structure and stability, but you also don’t want to run an overly militant household. It’s important to you that you show you care about your child’s whereabouts and choices, but you don’t want to be a helicopter parent. You want your kids to do well in school, but you don’t want to put too much pressure on them.

And when it comes to money, you want your kids to know you can provide them with all of their physical needs, but you don’t want to raise spoiled children who feel entitled to their every whim.

How can you achieve that?

 

Child fixing a car

Read More »
  • Share:

THE 20% DOWN MYTH5/11/2018

Are you desperate to own a home of your own? 

If that’s your dream, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right? 

For the average American home, 20% amounts to a pretty big number. Throw in closing costs and you’ve got a small fortune to raise – and years to go until you reach your goal. 

It’s great that you’re putting money away toward what will likely be the largest purchase of your life, but there’s one huge mistake in your calculations: You don’t need to put down 20%. 

Person checking a calculator

Read More »
  • Share:

Financial Literacy for College Students (or soon-to-be college students)5/9/2018

Eagle wants to share key financial knowledge with entering and current college students. Read below to find out how you can stay on your financial A game:

If you haven't looked into scholarships, start your search. There are multiple scholarship opportunities not only for new students, but also for students who are currently enrolled in college. They can be as broad as academic and merit scholarships or as specific and unusual as duck calling scholarships (start practicing your best "quack"--it may be worth some good money). Eagle also offers an annual scholarship to members who apply.

Student taking notes

Read More »
  • Share:

FIFTEEN TRICKS TO SELL YOUR HOME QUICKLY4/27/2018

Spring is in the air! And aside for the hum of lawnmowers, newly bloomed flowers and the chime of the ice cream truck, spring means the chance at a fresh start in a fresh, new home. 

If you’re looking to sell your home and start over somewhere else, you likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once!  You might also be counting on the proceeds of the sale to help make a down payment on your new home. 

Read on for 15 fantastic tricks to get your home into the hands of its new owners as swiftly as possible. 

Realtor in front of "for Sale" sign

Read More »
  • Share:

7 WAYS TO SPRING CLEAN FOR EXTRA CASH4/27/2018

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape.

The warmer weather and the brilliant sunshine pouring through your windows can fill you with boundless energy. You’re going to banish those dust bunnies! Every piece of useless clutter must go! You are on a mission to turn your home into a sparkling palace that is completely free of junk. 

But there’s more than just a neat house awaiting you at the end of all that hard work. Here’s how you can spring clean your way to riches – well, almost. You won’t become a millionaire from your junk, but you’ll put some spare cash in your pocket just by taking a few extra steps while clearing out the clutter. And that’s always a good thing! 

Woman sorting through books

Read More »
  • Share:

BEWARE OF INTEL PATCH SCAMS4/22/2018

In january, the media was thrown into a frenzy with the shocking news that millions of processors throughout the world were vulnerable to hackers. The problems, known as Spectre and Meltdown, lie within the core hardware of computers and smartphones, making them nearly impossible to fix or replace. This vulnerability potentially grants hackers access to the most sensitive information on these devices, including passwords, usernames and personal data.

Computer Chip

Read More »
  • Share:

HOW TO TALK MONEY WITH YOUR PARTNER4/12/2018

What happens when you and your partner have different approaches toward money? How do you bring up this loaded topic without it spiraling into a heated argument?

Once again, it’s Eagle Community Credit Union to the rescue! Read on for the ultimate guide to discussing finances with your partner.

Couple Discussing

Read More »
  • Share:

Tips to Teach Your Children About Finances4/9/2018

CONSIDER THIS: Parents want their children to have a good handle on finances before kids leave the house in their late teens or early 20s, but most aren’t sharing the necessary wisdom to make that happen.

T. Rowe Price’s 2017 Parents, Kids and Money survey found 69 percent of parents have some reluctance discussing financial matters with kids. About 35 percent of parents rated talking to their children about family finances as either very or extremely uncomfortable—ranking it alongside talks about death and drugs. It might be because parents may feel too self-conscious about their own financial situation.

 

Child giving Thumbs up

Read More »
  • Share:

ENERGY SAVING TIPS Ė WHAT TO LOOK FOR WHEN BUYING NEW APPLIANCES4/9/2018

There’s no getting away from the fact that our dependence on energy increases daily. With energy-dependent technology driving our lives, ecologists continue to search for ways to save our environment. Focusing on energy-efficient appliances is one way to do that.

Couple looking at Appliances

Read More »
  • Share:

The Realities of Paying Off Student Loans4/2/2018

 

CONSIDER THIS: College graduates are finishing school with high hopes, bright futures—and decades’ worth of student debt.

Student Loan Hero estimates the average 2016 college graduate has $37,172 in student loans. All that money can take a decade or more to pay off.

Man and Money

Read More »
  • Share:

HOW TO USE THE MONEY ENVELOPE SYSTEM3/31/2018

If you’re like many of us, you’ve been trying to stick to a budget for a while, but by the time each month is over, you’ve busted your budget – again.

Because of this recurring pattern, you’re probably wondering if there’s a better way. Fortunately, the answer is yes!

The money envelope system has been around for years, and it’s an incredibly motivating and powerful way to keep spending in check.

Eagle Community Credit Union is proud to bring you this handy guide to understanding and implementing the money envelope system in your household.

Dollar Bills in Envelope

Read More »
  • Share:

SHOPPING FOR THE BEST DEALS ON GROCERIES3/22/2018

CONSIDER THIS: The government’s Consumer Price Index estimates prices for groceries will rise by 1 to 2 percent in 2018. For some products, prices could go even higher. For example, the prices for chicken and avocados are expected to go up.

So how do consumers put food on the table without breaking the bank?

Man in Supermarket

Read More »
  • Share:

ATM Jackpotting Scam3/16/2018

Hitting the jackpot in an arcade game is enormous fun. You stand there grinning as the tickets keep pouring out. And then you get to choose a cool prize to take home.

Recently, though, scammers have given this awesome kind of win a sinister twist by bringing the jackpotting mechanism to Automatic Teller Machines (ATM). This doesn’t mean you can ask for a $20 and the machine will start spitting out hundreds instead. But it does spell trouble for ATMs and their owners throughout the country.

ATM Machine

Read More »
  • Share:

Invest In What You Know3/9/2018

Warren Buffett says:  “Never invest in a business you cannot understand.”

 

The world of investing is vast and complex. You may be tempted to try your hand at an investment or business you don’t fully understand with the rationale that you don’t really need to know what’s going on to make money from it. Warren Buffett says otherwise.

photo of Warren Buffett

Read More »
  • Share:

6 Common Tax Mistakes To Avoid3/8/2018

It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work. Drowning in paper and getting numb from all those numbers? Take heart! As soon as you’ve got it all organized and filed, you don’t need to think about your taxes again until next year.

Don’t be too hasty, though.

6 Common Tax Mistakes to Avoid

Read More »
  • Share:

How To Get By In An Emergency: Personal Loan Or Credit Card?2/20/2018

Unexpected expenses, by nature, can come out of nowhere. Your check engine light comes on, and your car demands you put another thousand dollars into keeping it on the road. That cough that just won’t go away turns out to be more serious than you thought. Your air conditioner gives up during the longest heatwave you can remember. No matter what causes these personal catastrophes, they all have one thing in common: They’re expensive.

Emergency Loan or Credit Card

Read More »
  • Share:

Get These Things Out Of Your Purse Or Wallet Now!2/13/2018

Your wallet can become a lot like a junk drawer you carry around. It’s cluttered with loyalty cards, coupons, cash, checks, store credit cards, credit cards for gas, credit cards for everyday purchases and a host of identification cards. That much bulk can make your wallet or purse a serious hassle to carry. Even worse, though, you may be setting yourself up for identity theft.

What's in your wallet?

Read More »
  • Share:

Eight Questions (And Answers) About Currency Transaction Reports2/8/2018

What is a CTR?

Currency Transaction Reports

Read More »
  • Share:

Dispelling Myths about Credit Unions1/30/2018

Did you know? Credit Unions are widely trusted by consumers and best known for good rates, especially on auto loans.

Dispelling Myths about Credit Unions

Read More »
  • Share:

Bring Back The Brown Bag: Saving Money On Lunch The Old-Fashioned Way1/26/2018

Although it’s been said breakfast is the most important meal of the day, there may be a new contender rising. Recent studies are showing that employees who take a designated lunch break are more likely to be productive in the afternoon and avoid long-term burnout. Breakfast has clearly been shoved out of its once-coveted role of “most important meal,” and the reign of lunch has begun.

Bring Back The Brown Bag

Read More »
  • Share:

Everything You Want to Know About Bitcoin (Ö But Were Afraid to Google)1/20/2018

What are Bitcoins and how can you get some?  Here’s an introductory guide to bitcoins to help answer these questions and more!

Everything You Want to Know About Bitcoin

Read More »
  • Share:

The Hunt Is On: Standing Out In The Modern Job Seeker Pool1/13/2018

Q: My job is feeling uncertain lately, so I’ve started looking around at the options, just to be safe. It’s been awhile since I did that – is there anything I should know about job searching in today’s market?

 

A: You’re certainly not alone. Some 40% of workers are actively looking for a new position or planning to job hunt this year. You can spin that as a sign of high competition, but there’s good news: According to Glassdoor’s newest report, there are close to 6 million jobs to be filled right now, a record number since the U.S. Bureau of Labor Statistics started tracking job openings in 2000.

Standing Out In The Modern Job Seeker Pool

Read More »
  • Share:

Fitness For Your Body And Wallet: Shedding Pounds Without A Gym Membership1/7/2018

New Year’s resolutions can be fantastic motivating tools, and many of us use that motivation to improve our health. Thirty-seven percent of Americans resolved to lose weight, while another 32% resolved to stay fit and healthy in the New Year. No one knows that better than the weight loss industry, which ramps up its marketing this time of year. You’ve no doubt seen offers for free months and other discounts at local and national gym chains.

Fitness For Your Body And Wallet

Read More »
  • Share:

The Brain/Money Connection1/4/2018

We know that stress can affect our health in many ways, sometimes causing heart disease, obesity, asthma and diabetes. But did you know the brain is also physically impacted by stress? Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function.

Brain Money Connection

Read More »
  • Share:

7 Ways to Save on Thanksgiving Costs 11/20/2017

Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for seven easy ways to save on Thanksgiving costs this year.

preparing thanksgiving dinner

Read More »
  • Share:

The Dos And Doníts Of Credit Repair11/1/2017

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

Credit Repair

Read More »
  • Share:

Emergency Funds Ė Not Just For Adults!10/26/2017

Divvying up your kid’s allowance into different jars, each with a specific label and purpose, has become pretty standard. Your kids probably have one jar for savings, one for spending and maybe another for giving.

What most parents and kids omit, though, is one more jar for emergencies. Yes, emergencies, even for kids.

Emergency Funds for Kids

Read More »
  • Share:

International Credit Union Day: Dreams Thrive Here10/18/2017

Are you as excited as we are to celebrate International Credit Union Day?

You already know how wonderful it is to be part of a credit union, but in the spirit of ICU Day, let’s take a quick look at four factors that make a credit union outstanding and allow your dreams to thrive.

International Credit Union Day

Read More »
  • Share:

How To Shop For Fall On A Budget10/11/2017

That long-anticipated day has finally come and gone. Your kids looked sharp and neat sporting spiffy backpacks and dressed in their spanking new back-to-school clothing. You watched them board that bus and waved them off from your perch at the bus stop until your arm hurt.

Then you breathed a great sigh of relief, grateful that the busy back-to-school shopping season is behind you.

Unfortunately, though, the fun is just beginning!

Fall On A Budget

Read More »
  • Share:

How To Spot A Credit Repair Scam10/4/2017

Repairing your credit can be an uphill battle. You’re looking at months of hard work, negotiating with creditors, reworking your budget and identifying the factors that are making your credit score lag. In short, it’s a hassle and it takes lots of time.

Credit Scam

Read More »
  • Share:

What Kind Of Life Insurance Should I Choose?9/25/2017

Q: I know purchasing life insurance is the responsible thing to do, but the choices are overwhelming. How can I determine which kind of life insurance is right for me?

A: There are many kinds of life insurance, but the broad range of choices shouldn’t keep you from getting sufficient coverage. Here’s what you need to know about the most commonly purchased types of life insurance.

Life Insurance

Read More »
  • Share:

7 Common Life Insurance Myths Debunked9/19/2017

Having sufficient life insurance is important. And yet, so many of us buy into popular misconceptions, convincing ourselves we don’t need to bother purchasing a policy.

But don’t be fooled. Read on to see how seven of the most widespread life insurance myths are easily debunked.

Life Insurance Myths

Read More »
  • Share:

Can Living Frugally Make You Happier Than When Living Lavishly?9/14/2017

Do you believe money is the key to happiness?

Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means. This, in turn, adds stress and worry … causing unhappiness. Believe it or not, living frugally can actually make you happier than living lavishly.

Living Frugally

Read More »
  • Share:

Dealing With A Financial Setback9/7/2017

Financial setbacks come in all shapes and sizes. It can be an expensive household repair or major car trouble. It may be increases in your insurance plus a rent hike taking effect at the same time. Or, it can be something more extreme, like getting a pay cut at work- or even being given a pink slip. It may be a medical emergency that isn’t covered by insurance, or some good news that will cost you a bundle, like a wedding or the birth of a baby.

It’s impossible to plan for every financial hit you will take in your lifetime.

The question is: What are you going to do about it?

Financial Setback

Read More »
  • Share:

Creative Ways To Save On Energy Costs8/28/2017

We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill is still astronomical?

Top Ten Reasons for Buying American

Read More »
  • Share:

Top Ten Reasons for Buying American8/21/2017

Finding a product that doesn’t bear a foreign label is a nearly impossible task. After all, when manufacturers can find labor and materials overseas for a fraction of the price, why would they bother building factories on American shores?

Top Ten Reasons for Buying American

Read More »
  • Share:

What You Really Need To Pack For College8/18/2017

Are you heading off to dorm life soon? Think before you pack! Don’t waste precious space on stuff you won’t need. Here’s what to bring – and what to leave at home.

What You Really Need To Pack For College

Read More »
  • Share:

Financial Tips For Single Parents8/16/2017

Smart money management is always important, but it can take on more urgency for those who are without a partner. Whether you’re divorced, widowed, or single by choice, single parenting brings unique budgeting challenges.

Financial Tips For Single Parents

Read More »
  • Share:

Save Money While Vacationing Abroad8/9/2017

Winging your way across the ocean, whimsical browsing in quaint shops and dining on exotic fare in an outdoor Paris cafe are the things that make up dream vacations.

But when you’re wondering whether the money changer has taken you for a ride or you’ve busted your budget after only two days, that dream can quickly turn into a nightmare. Here’s how to get the most for your money and be a savvy traveler while vacationing overseas.

Eagle Blog: Save Money While Vacationing Abroad

Read More »
  • Share:

Keeping Friends And Finances: How To Deal With Financially Challenging Friendships7/24/2017

Friends are the family we choose for ourselves. But some friends can be a serious drain on your savings.

If you recognize these kinds of people in your life, it’s hard to know what to do. Here are several examples of financially dangerous friends and how to handle them.

Eagle Blog: Keeping Friends And Finances: How To Deal With Financially Challenging Friendships

Read More »
  • Share:

Newlyweds: Donít Let Financial Stress Take The Cake7/18/2017

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some ideas from the experts:

Eagle Blog: Newlyweds: Donít Let Financial Stress Take The Cake

Read More »
  • Share:

6 Ways To Save On Your Summer Vacation 7/13/2017

The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway?

Read More »
  • Share:

Risking It When Investing7/12/2017

Risking It When Investing

piggy bnak in front of blackboard covered in question marks

Q: My wife is a risk taker and wants to invest beyond my comfort zone. I know it’s considered better to invest where returns are higher, but that also means a higher risk! Is there a middle ground?

Read More »
  • Share:

3 Things Teens Can Do This Summer To Boost Earning Potential6/20/2017

Believe it or not, summer break is right around the corner. For many teens, they’ve already got a very simple plan: Sleep in, hang out with friends and stay up late. If you’re looking for a break from the norm, consider taking this summer to do some self-improvement that will have a positive impact on your life for every summer yet to come. If you want to do something this summer that will increase your first adult paycheck, let’s start with these three fun activities!

Read More »
  • Share:

20 Ways To Celebrate Fatherís Day ó Without Breaking The Bank!6/20/2017

We all want to show our dads that we care on Father’s Day. Many people panic and run straight for the ties. But unless your father is a necktie aficionado and you can land him the rarest of rare finds in men’s fashion, you may want to consider something else that shows how well you know and appreciate your dad. Here are 20 ways you can honor your father this Father’s Day.

Read More »
  • Share:

Feeling Stuck In Your Car Loan? Might Be Time To Shop Around!5/15/2017

Some bills can’t be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both! It depends on various factors, including the value of your vehicle, how much you owe and your credit standing. 

Read on for three common life changes that might mean it’s a good time to refinance your vehicle.

Loan Consultant

Read More »
  • Share:

Go to main navigation