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Skip pay

TAKE A BREAK FROM YOUR LOAN PAYMENTS

When it comes to loan payments, everyone could use a month off. So if you need a little more cash during the holiday — consider Skip Pay.

Skip Pay allows you to keep your good standing at Eagle CU and skip one loan payment. The payment is then added to the end of your loan term. You are eligible once you've made at least 12 months of consecutive on-time payments.

IT’S EASY!

Just choose the qualified loan you would like to skip, notify the branch prior to the due date, pay the $50 service charge and pay one less bill. Best of all, Skip Pay keeps your account in good standing.

Qualifying Loan Types

  • Auto (closed-end)
  • Motorcycle
  • Personal Watercraft
  • Boat
  • RV

How TO SKIP PAY!

  1. Call us at (949) 588-9400 or (800) EAGLE CU (324-5328)
  2. Stop by your nearest Branch.

Using the Skip Pay service does not change your monthly payment amount, but it does extend the loan’s term. Interest continues to accrue on the loan balance during the Skip Pay period through the last payment. Certain restrictions may apply. Credit cards, real estate loans, home equity lines of credit (HELOCs), lines of credit (LOCs), certificate- or share-secured loans, and open-end auto loans are not eligible for Skip Pay. 12 months of consecutive on-time payments must be made to be eligible. One payment is equal to the total of one month’s payment on one loan. Weekly is equal to four payments, and semi-monthly or bi-weekly is equal to two payments. Loans with automatic payments still qualify. The payments for that month will remain in your savings or checking account. Limit two Skip Payments per twelve-month period (cannot be consecutive), on each qualified loan. See Service Pricing schedule for current fees applied.

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